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Polar Mortgages :: Articles

Useful Mortgage Articles

Save Money with a Remortgage
Low interest rates, coupled with increased competition in the UK mortgage market over recent years means that there has never been a better time to review your existing mortgage arrangements.

What is a Commercial Mortgage?
A commercial mortgage or commercial remortgage is a business loan which is secured against a commercial property.

What is a Remortgage??
A remortgage is changing your mortgage without moving your home.
Remortgaging is the process of switching your mortgage to another lender that is offering a better deal than your current lender thereby saving money.

Boost Your Business with a Commercial Mortgage
Long term commercial finance, in the form of a commercial mortgage, offers many small and medium sized enterprises (SMEs) the ability to invest in their business with new technology, new or refurbished premises, or increased stock levels.

How to Get a Mortgage if you're Self-Employed
A self-employed person is someone who runs their own business and works for themselves without an employer.

Your Credit Rating and How to Check It
There is a lot of confusion surrounding UK credit ratings, credit scores, credit blacklists, credit reports, and credit files. This guide to your credit rating aims to give you the facts you need.

Don't Let an Illness or Unemployment Cost You Your Home
As a nation of homeowners, we are particularly vulnerable to the effects that accident, sickness, or unemployment could have on our ability to meet our monthly mortgage repayments.

Endowment Mortgages & Endowment Shortfalls
Endowments and endowment mortgages have received a lot of bad press in recent years, amid concerns over falling policy values and accusations of endowment misselling.

161 ordinary people become property millionaires every day
With research* indicating that 59,000 new millionaires are being created every year, and programmes like "How I made my Property Millions" showing how to escape from work and be outrageously rich at the same time, it’s no wonder that many people are looking to build their own property portfolio.

Renovate to capitalise on rising house prices urges property website Specialist property investment website www.propertysecrets.net urging investors to capitalise on a forecast house price rise next Spring.

Self Builders can build a £50,000 profit before they lay the first brick!
A revolutionary new book Self Build Secrets is published today, showing how, with careful planning and with insider knowledge, someone self building can make a £50,000 profit before the first brick is laid.

Are bricks and mortar investments as safe as houses?
Now, the secrets of being a successful landlord are available to everyone whether they are a first time investor; an existing landlord looking for help or advice on current properties, or even an overseas or expatriate investor looking to make money in the UK property market or keep a foot hold here.

11 insider tips for successful Buy to Let investments
1. Look to maintain a reasonable rental yield - preferably above 8% gross, 10% if possible.

7 Key Steps to Cutting Your Property Tax Bills!
Did you know that if everybody who purchased an investment property three years ago sold it today, then there would be an £800million capital gains tax liability?

The 5 Pitfalls for the Unwary Property Renovator
Can you still make money out of doing up old properties?

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