Buy to Let Mortgages
If you want to be your own landlord and invest in a property, then you
will probably be looking for a buy to let mortgage. A buy to let mortgage
is for people who buy a property with the intention of renting it out.
Buy to let mortgages are very much like other mortgages, but the maximum
amount you will be able to borrow (called the ‘Loan To Value’
or ‘LTV’ for short) may be lower. This means you will need
to find a larger deposit.
There may be other differences in the terms and conditions of the buy
to let mortgage as opposed to a ‘normal’ mortgage –
such as the type of tenants you can attract and a minimum amount of rent
you must charge. This is so that the loan provider can ensure mortgage
repayments will be met and the property isn’t ‘trashed’
or used for dubious purposes.
And you will still have all the normal considerations that go along with
finding the right mortgage to ensure you get the product that best suits
you, your budget and your circumstances.
A buy to let mortgage can be a way of opening the door for you to become
a full time property landlord, so it is imperative you get the right one.
Always seek independent advice as to the right buy to let mortgage for
your circumstances.
Mortgage
Directory |
Mortgages |
| Nationwide |
We are currently the second
largest online mortgage provider in the UK. We are one of the only
major mortgage providers with a full end-to-end online service,
providing a fully credit scored decision for successful applicants. |
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| First Active |
At First Active, we've taken a fresh
approach to mortgages. We've made them easier to understand, easier
to arrange. No extended tie-ins - just the deal you sign-up for.
Our rates start low and stay competitive. And most importantly,
all our deals are open to everyone, not just new customers. So you
don't have to change mortgage companies every few years to get the
best deal. Our fixed rate mortgages offer great rates and fixed
payments – so you get the best of both worlds. And our discount
mortgages offer you our lowest possible variable rates for a set
period. Simple. Easy to open. Good value. That’s the way mortgages
are meant to be. |
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| West Brom Building Society |
A wide range of mortgage products to
suit different individual needs all of which can be applied for
online. |
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Adverse Credit Mortgages |
| Enable Finance |
Enable Finance specialise in providing
adverse credit re-mortgages to people looking to unlock cash tied
up in their home but have current or previous credit issues including
a poor credit history such as CCJ's & mortgage arrears. We have
a wide range of re-mortgages and can lend to applicants even without
proof of income. |
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Commercial Mortgages |
| B2B Mortgages |
B2B mortgages are specialists in sourcing
Commercial Mortgages for sole traders, partnerships, limited companies
and investors. We search all lenders available for the lowest possible
rates. |
|
| Simply Business |
Whatever your financial situation and
need, Decision Finance endeavours to help you secure funding. We
work with the leading providers for each financial product and provide
you relevant, free quotes, most of them instantly. |
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