The mortgage is secured against the property, which means that if you
fail to meet the monthly repayments, in essence, the loan provider can
repossess the house.
Most mortgages run for 25 years, and can be quite flexible, such as allowing
you to make early repayments, or even to extend your repayment term. There
are also different ways that interest on a mortgage can be charged, so
knowing what type of borrowing is best for you can be confusing.
If you look at any mortgage website or in the press, you’ll see
that there are so many types of mortgages available - for example, a Standard
rate, a Flexible Lifestyle, a Variable Rate, Fixed, Discount and Capped!
And with so many different types of mortgage loans, it is no wonder that
many people feel daunted about taking that giant step and getting a mortgage!
Taking out a mortgage is probably the biggest financial commitment you
will ever make, and that is why it is so important that you find the right
type of borrowing for your circumstances.
Mortgage
Directory |
Mortgages |
| Nationwide |
We are currently the second
largest online mortgage provider in the UK. We are one of the only
major mortgage providers with a full end-to-end online service,
providing a fully credit scored decision for successful applicants. |
|
| First Active |
At First Active, we've taken a fresh
approach to mortgages. We've made them easier to understand, easier
to arrange. No extended tie-ins - just the deal you sign-up for.
Our rates start low and stay competitive. And most importantly,
all our deals are open to everyone, not just new customers. So you
don't have to change mortgage companies every few years to get the
best deal. Our fixed rate mortgages offer great rates and fixed
payments – so you get the best of both worlds. And our discount
mortgages offer you our lowest possible variable rates for a set
period. Simple. Easy to open. Good value. That’s the way mortgages
are meant to be. |
|
| West Brom Building Society |
A wide range of mortgage products to
suit different individual needs all of which can be applied for
online. |
|
Adverse Credit Mortgages |
| Enable Finance |
Enable Finance specialise in providing
adverse credit re-mortgages to people looking to unlock cash tied
up in their home but have current or previous credit issues including
a poor credit history such as CCJ's & mortgage arrears. We have
a wide range of re-mortgages and can lend to applicants even without
proof of income. |
|
Commercial Mortgages |
| B2B Mortgages |
B2B mortgages are specialists in sourcing
Commercial Mortgages for sole traders, partnerships, limited companies
and investors. We search all lenders available for the lowest possible
rates. |
|
| Simply Business |
Whatever your financial situation and
need, Decision Finance endeavours to help you secure funding. We
work with the leading providers for each financial product and provide
you relevant, free quotes, most of them instantly. |
|
