Aviva Equity Release loans


  • Release tax-free money from your house
  • Aviva Equity Release Loans 2.07%
  • You don’t need to make monthly payments
  • Use the money for anything you like
  • Continue to stay in your property
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

industry body
Homeowner in their 60s
home's value
industry body

Pitfalls of Equity Release Plans

Home reversion plans can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact ability to get state benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

equity release cost

One Family Retirement Mortgages

Equity Release LTV

The older you are and the more serious your illnesses you are the more tax free money you can release.

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

isle of man

LV= Lump Sum+ Lifetime Mortgage

Pure Retirement - Classic Super Lite Plan

Retired small business owners that may be interested in Aviva Equity Release Loans

  • Another retail sale in non-specialised stores Haverhill
  • Manufacture of other articles of paper and paperboard n e c West Mersea
  • Manufacture of ceramic tiles and flags Horsforth
  • Service activities incidental to air transportation Aldeburgh
  • Temporary employment agency activities Woburn
  • Manufacture of office machinery and equipment except computers and peripheral equipment Crewkerne
  • Mining of uranium and thorium ores Watchet
  • Aviva Equity Release Loans
  • Activities of conference organisers Midsomer Norton
  • Social work activities without accommodation for the elderly and disabled Barrow-in-Furness
  • Retail sale of audio and video equipment in specialised stores Craven Arms
  • Renting and leasing of air passenger transport equipment Castle Cary
  • Activities of trade unions Filton
  • Wholesale of metals and metal ores Royal Wootton Bassett
  • Renting and leasing of construction and civil engineering machinery and equipment Neston
  • Growing of citrus fruits Stalybridge
  • Manufacture of electric domestic appliances Whitchurch
  • Growing of rice Bovey Tracey
  • Manufacture of steel drums and similar containers Witham
  • Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Barton-upon-Humber
  • Washing and dry- cleaning of textile and fur products Axminster
  • Manufacture of central heating radiators and boilers Goole

form of equity release

amount you owe

Towns where equity release is popular

  • North Hykeham
  • Loftus
  • Yate
  • Wisbech
  • Littlehampton
  • Hailsham
  • Yate
  • Melksham
  • Eastbourne
  • Caistor
  • Seaton
  • Oakengates
  • Ilkley


Providers for Equity Release

  • Age Partnership
  • LV equity release
  • More2Life
  • LV lifetime mortgage

bank holidays

It is often found to find individuals searching for home reversion schemes, lumpsum lifetime mortgages or monthly payment equity release, however, More2Life like Legal & General are keen to see proof of your situation in the form of pension statements.

arrangement fees

amount you can borrow

Hard to finance property types include homes requiring essential repairs, entirely tenanted properties, feuhold/freehold properties (including flats) in Scotland, properties where the customer is offering only part of the title as security for the loan and properties with owned solar panels.

Popular pensioner finance products are Lloyds Bank over 60 lifetime mortgages, HSBC help to buy for over 60s, Post Office interest only mortgages for over 65 year olds, Legal & General retirement mortgages and Nationwide BS retirement mortgages.

Hard to mortgage home types can include pre-fabricated reinforced concrete (PRC), properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, privately developed flats, maximum four storeys with a lift, studio flats outside the M25 and freehold flats (England, Wales, Northern Ireland).

Some of the most popular loan to value ratios of Lloyds retirement mortgages over 70, Barclays later life borrowing schemes over 55, Post Office over 60 lifetime mortgages, L&G RIO mortgages over 75, Bank of Scotland pensioner mortgages over 70s and Nationwide Building Society retirement mortgagesover 65 are 45%, 60% and 70%.

Challenging to mortgage property titles include flats of less than 30 square metres in any location, properties converted from modern commercial premises, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties in coastal areas that may be affected by erosion.

Tough to mortgage property variants can include properties built on contaminated land, properties without a kitchen or bathroom, properties of non-standard construction, corrugated iron construction and concrete frame.

Loan to value for equity release?

You can get 70% of your home’s valuation. As an example, if your house is worth £320000 you can borrow £224000.

HSBC Equity Release Loan

HSBC Equity Release Scheme

financial ombudsman service
equity release advice
home improvements
equity release council
home reversion plan
Just Retirement - Roll-Up Lifetime Mortgage

Hodge Lifetime - Lump Sum Lifetime Mortgage

  • Hodge Equity Release Plans
  • Aviva Equity Release Loans
  • HSBC Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage
  • Just retirement equity release key features
  • More to Life Tailored Choice Plan
  • Stonehaven Interest Select Plan
  • Saga home reversion schemes
  • More2Life Capital Choice Plan
  • Just Retirement Equity Release
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Schemes
  • More 2 Life Capital Choice Plus Plan
  • Pure Retirement Classic Drawdown Lite Plan
  • Lloyds Bank Equity Release Plans
  • TSB Lifetime Mortgage
  • Saga Equity Release Schemes
  • Hodge Lifetime Flexible Drawdown Plan
  • Pure Retirement Drawdown Plan
  • Stonehaven Lifetime Mortgage
  • HSBC Equity Release Schemes
  • TSB Equity Release Plans
  • Royal Bank of Scotland Equity Release Plans
  • More 2 Life Capital Choice Plan
  • Age Partnership Lifetime Mortgage


How much is it common to release from a home – Aviva Equity Release Loans

  • 50% monthly payment life time mortgage Legal & General
  • 50% loan to value (LTV) home reversion plans the Telegraph
  • 30% LTV lifetime mortgage with flexible drawdown cash release West Bromwich Building Society
  • 60% loan to value interest-only lifetime mortgages Just Retirement
  • 45% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Step Change
  • 55% loan to value (LTV) lump sum lifetime mortgages 1st Stop Home Loans