Aviva Flexi Lifetime Mortgage

Aviva

  • Release equity from your house with Aviva Flexi Lifetime Mortgage
  • No regular monthly repayments unless you just want to pay interest each month
  • Use the money to keep another family member away from a high LTV mortgage
  • Are you still paying a mortgage? That’s fine we can help
  • Stay living in your own property for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Under 65 Home owner
Access home equity tied up
Over 55 Home owner

Business owners who could benefit from equity release estate planning

  • Repair of watches, clocks and jewellery Somerton
  • Inland passenger water transport Chard
  • Butter and cheese production Falmouth
  • Wholesale of mining, construction and civil engineering machinery Whitby
  • Manufacture of optical precision instruments Spilsby
  • Wholesale of other office machinery and equipment Neston
  • Other urban, suburban or metropolitan passenger land transport not underground, metro or similar Leominster
  • Treatment and disposal of hazardous waste Midsomer Norton
  • Manufacture of veneer sheets and wood-based panels Keighley
  • Activities of patent and copyright agents; other legal activities n e c Farnham
  • Management of real estate on a fee or contract basis Brandon
  • Sports and recreation education Irthlingborough
  • Cold rolling of narrow strip South Kirkby and Moorthorpe
  • Other treatment of petroleum products excluding petrochemicals manufacture Wincanton
  • Manufacture of plaster products for construction purposes Kidsgrove
  • Manufacture of coke oven products Broadstairs and St Peters
  • Other retail sale not in stores, stalls or markets Poole
  • Manufacture of plastic plates, sheets, tubes and profiles Leyburn
  • Development of building projects Lowestoft
  • Manufacture of other organic basic chemicals Mansfield
  • Silviculture and other forestry activities Norton-on-Derwent

Pure Retirement Ltd joint lifetime mortgage

Natwest Lifetime Mortgage Maximum Ltv

Downsides of Home Reversion Plans

Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact ability to claim entitlements. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Pure Retirement - Classic Super Lite

Legal & General - Flexible Indigo

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

Aviva Lifetime Mortgages

Crown Drawdown Lifetime Mortgages

Legal and General Lifetime Mortgages

Legal and General Drawdown Lifetime Mortgages

More2Life

Pure Retirement Mortgages

It’s usual to find individuals looking for a monthly payment lifetime mortgage, lump sum lifetime mortgages or home reversion schemes, however, Age Concern like Aegon are keen to see evidence of your personal circumstances in the form of investment statements.

Legal & General - Flexible Blue

UK Providers for Equity Release

  • Age Concern
  • LV lifetime mortgage
  • Legal and General

OneFamily lifetime mortgage

Canada LIfe - Interest Select Gold Flexi

Equity Release Loan To Value

The older you are and the more serious your illnesses you are the more tax-free money you can release.

  • Bridgewater Equity Release Schemes
  • Just retirement equity release lifetime mortgages
  • More to Life Capital Choice Plus Plan
  • Pure Retirement Classic Drawdown Lite Plan
  • Royal Bank of Scotland Equity Release Schemes
  • Age Partnership Equity Release Plans
  • More 2 Life Tailored Choice Plan
  • Pure Retirement Equity Release Schemes
  • Stonehaven Interest Select Plan
  • Just Retirement Equity Release Schemes
  • More2Life Flexi Choice Drawdown Lite Plan
  • More to Life Capital Choice Plus Plan
  • Nationwide Equity Release Schemes
  • Lloyds Bank Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Saga Lifetime Mortgage
  • More 2 Life Capital Choice Plan

 

Just lifetime mortgage
Benefits of Using a Retirement Mortgage Broker

When you decide that it’s time to consider retirement, it’s not uncommon to have one of the most difficult financial decisions of your life. A Retirement Mortgage can help with this decision. This type of mortgage will allow you to borrow a certain amount of money to cover your home and any mortgage payments that may come due during your retirement years.

What can this kind of mortgage do for you? Here are five things to think about when you decide to look into one of these kinds of mortgages:

You have a lot of equity in your home. You may be able to use your equity to help pay down your mortgage, but this is often easier said than done. With a Mortgage, you will have a fixed amount of money that you are going to pay towards your loan. This means that if your home appreciates and you have more equity than you can take that equity and use it to pay off your mortgage. But remember, you will be responsible for any mortgage payments that you make once you are retired.

It allows you to have the convenience of owning a home while you are still working. Many people find that they are not able to buy a house after they retire from their job. This can be a real hardship for those people who need to keep up their homes and can’t afford to purchase them as they did when they were working. A mortgage can be used to help you stay in your home while you are working. It will keep you from having to worry about not having the money to go out and buy your own home after you retire.

You can save a lot of money on your mortgage. Even if you have an adjustable-rate mortgage, it can add up to a pretty expensive payment over the years. The more money that you are able to save on your mortgage payments the more affordable your mortgage becomes. If you can pay off your mortgage faster than you thought possible, then you may be able to save quite a bit of money.

You can keep your home when you are retired. If you have a home that is under a mortgage and you have an adjustable-rate mortgage then it is possible to refinance your home and get a lower payment and a better interest rate on your home when you are retired.

These are just a few reasons why it may be helpful to consider taking out a mortgage on your home. When you are retired, it is a good idea to have a secure place to live, and a nice place to raise your family.

There are many places that offer mortgage lenders. You can find many different mortgage brokers on the Internet or talk to friends who have had the same or similar plans. They should be able to point you in the direction of the best places that are right for you.

When you hire a mortgage broker, you can get advice and help. They are experienced in finding a plan that is right for you.

They can also point you in the direction of a great place to buy a home. There are many home developers that sell homes on the Internet, so you can go online and look at all of the homes that are available in your area.

There are many brokers out there that do not charge fees for helping you find a mortgage. If you know where to look for a mortgage, you can save a ton of money. Some brokers only charge a small fee for looking for your mortgage.

One of the biggest advantages of using a broker is that you can save yourself a ton of time. You will not have to call each broker, or even sit down and talk to them. There are many websites that will give you the information that you need without having to spend any time.

Natwest Lifetime Mortgage Buy To Let

Towns where retirement mortgages are popular

  • Stretford
  • Beaminster
  • Coleford
  • Thaxted
  • Heanor and Loscoe
  • Olney
  • Kettering
  • Chulmleigh
  • Southend-on-Sea

more 2 life joint lifetime mortgage
Aviva lifetime mortgage with cashback
Legal & General Home Finance lifetime mortgage
Canada Life Home Finance lifetime mortgage for properties in Scotland
LV= Lump Sum+ Lifetime Mortgage
Pure Retirement Ltd lifetime mortgage

Legal & General - Flexible Pink

Aviva - Lifestyle Flexible Option

How much is it common to release from a home

  • 60% lump sum lifetime mortgages Aegon
  • 50% loan to value monthly payment lifetime mortgage Age Concern
  • 40% LTV monthly payment equity release Pure Retirement
  • 30% LTV lumpsum lifetime mortgages Evolution Money
  • 30% loan to value home reversion schemes Axis Bank
  • 60% LTV monthly payment lifetime mortgage Age Concern
  • 40% loan to value interest-only lifetime mortgages New Life
  • 25% LTV monthly payment lifetime mortgage Equifinance
  • 55% loan to value interest-only lifetime mortgages Equifinance
  • 25% loan to value (LTV) monthly payment equity release Santander
  • 30% LTV home reversion schemes Yorkshire Building Society

Just Retirement - Roll-Up Lifetime Mortgage