More to Life Lifetime Mortgages

more to life

  • Release money from your house with more to life
  • No regular monthly repayments unless you prefer to pay interest only
  • Help your family to buy a house with the money you release
  • Continue to stay in your house for as long as you like without the mortgage redemption cliff date
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
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Money tied up in home
main residence
Home equity Tied Up
home's value

Wealthy business owners who could benefit from equity release estate planning

  • Distilling, rectifying and blending of spirits Kesgrave
  • Manufacture of power-driven hand tools Acle
  • Television programme distribution activities Chester-le-Street
  • Activities of amusement parks and theme parks Minehead
  • Electrical installation Brentford
  • Manufacture of steel drums and similar containers Keswick
  • Raising of camels and camelids Ilminster
  • Manufacture of wallpaper Kenilworth
  • Retail sale of games and toys in specialised stores Shefford
  • Banks Whittlesey
  • Manufacture of jewellery and related articles Easingwold
  • Motion picture projection activities Alcester
  • Activities of financial services holding companies Kendal
  • Mining of lignite Hitchin
  • Gambling and betting activities Ampthill
  • Other telecommunications activities Romsey
  • Other reservation service activities n e c Bebington
  • Transmission of electricity Watlington
  • Wholesale of other food, including fish, crustaceans and molluscs Grassington
  • Manufacture of pharmaceutical preparations Brightlingsea
  • Service activities incidental to air transportation Modbury

equity release schemes

Disadvantages of Home Reversion Plans

Interest-only lifetime mortgages can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact ability to get state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

form of equity release

Aviva Drawdown Lifetime Mortgages

Crown Drawdown Lifetime Mortgages

More2Life Retirement Mortgages

Pure Retirement

Towns of the UK where Lifetime Mortgages are common

  • Braunstone Town
  • Winterton
  • Fakenham
  • Corbridge
  • Brampton
  • Carnforth
  • Egremont
  • Dudley
  • Kingsteignton
  • Northam
  • Tewkesbury
  • Southend-on-Sea
  • Dereham
  • Colne
  • Tickhill
  • Warrington
  • Oakham
  • Lewes
  • Clay Cross

financial advisers

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Private Tenant.


UK Equity Release Scheme Lenders

  • Bower
  • Stepchange
  • Key Retirement
  • Prudential

equity release product

Equity Release LTV Percentages

The more aged you are and the more serious your illnesses you are the more tax free cash you can release.

equity release products

Pure Retirement - Classic Super Lite Plan

  • Bridgewater Equity Release
  • More2Life Flexi Choice Drawdown Lite Plan
  • Aviva Flexible Voluntary Repayment Plan
  • Canada Life Second Home Voluntary Select Plan
  • More2Life Capital Choice Plan
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Plans
  • NatWest Equity Release Schemes
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Canada Life Voluntary Select Gold Flexi
  • Just Retirement Equity Release
  • Nationwide Equity Release Schemes
  • Lloyds Bank Equity Release Schemes
  • NatWest Equity Release Schemes
  • Aviva Lifetime Mortgages
  • Bridgewater Equity Release Schemes


Equity Release Loan To Value

  • 55% lumpsum lifetime mortgages AA equity release
  • 50% loan to value home reversion schemes Sunlife Plans
  • 35% loan to value (LTV) interest-only lifetime mortgages Saga
  • 30% loan to value monthly payment life time mortgage Newbury
  • 25% loan to value (LTV) home reversion schemes Earl Shilton Building Society
  • 55% LTV home reversion plans Precise

Hodge Lifetime - Lump Sum Lifetime Mortgage

financial services

It is common to discover people seeking out monthly payment lifetime mortgage, monthly payment lifetime mortgage or home reversion plans, however, Just Retirement like Aegon are keen to see proof of your personal situation in the form of pension statements.

home reversion plan

cash lump sum
Lifetime Mortgage – Things To Think About Before You Take One Out – More to Life

A nationwide mortgage is basically a mortgage secured with your entire property, which allows you to free up a lump sum amount from your equity (the actual value of the property). In a nationwide mortgage, you retain the right to benefit from any future price rises and own your home. This can help you save on monthly repayments, as you have more than one payment to make.

A nationwide mortgage has many advantages, especially if you do not mind paying a little extra in order to get a good rate. For example, you will not need to pay capital gains tax on the lump sum amount you receive from your purchase of a nationwide mortgage. It is also much easier to qualify for nationwide mortgages, as you do not have to prove how much equity you have in the property to be considered.

National mortgages are sometimes referred to as ‘secured loans ‘permitted loans’. However, they come with their own risks, which you should be aware of before signing up for them.

Nationwide mortgages are typically considered the safest of all types of mortgages, as they give you peace of mind when buying a house. However, they come with a higher rate of interest, and sometimes even higher mortgage costs. Therefore, it is important to read the terms of a nationwide mortgage thoroughly before signing up.

There are many reasons why people choose nationwide mortgages over other types of mortgages. The first reason is that they can often provide a lower initial monthly payment. This can be especially important if you only require a small amount of money to start with but are likely to spend most of your income on regular payments. Because of this, they can often save thousands of dollars on their monthly mortgage costs.

Another reason why people choose a nationwide mortgage is that they have a much longer repayment period than a single loan. This is due to the fact that there is not a single lien on the property, meaning that your lender can charge you a higher rate of interest for the amount you borrow for your lifetime mortgage. You may even benefit from a long-term repayment period of up to 30 years, as this means that your payments won’t have to come down too quickly.

Lifetime mortgages may be the best choice for some people, but it is important to remember that you do risk losing your property to foreclosure if you don’t make your payments on time. and on a regular basis. Although you cannot lose your house, you do risk losing the credit rating of the house which could affect you for years on end.

When it comes to choosing a nationwide mortgage, be sure to look around at your options and talk to experts about your needs. Before taking out a nationwide mortgage, take a look at your financial situation first.

A lifetime mortgage may be something that you’re considering, but it is important to keep in mind that a mortgage may not be the best option for some people, like life insurance, because the interest rate can really add up fast. Even so, your monthly payments may end up being significantly lower compared to what you would owe with life insurance. Therefore, when you consider whether or not you should get a lifetime mortgage, think about whether or not it’s something that you are going to want to have in the future.

Some people also prefer lifetime mortgages over adjustable-rate mortgages (ARM). They are usually much safer for borrowers because the loan can be adjusted according to certain factors. like inflation, and they usually have a much longer-term. You may even get better mortgage rates when you get a fixed-rate, rather than an ARM.

Fixed-rate mortgages, though, can sometimes have higher mortgage costs and may not be suitable for people who need large amounts of money immediately. If you have a big family, then the monthly payments for a fixed rate can be difficult to handle. It can be very expensive to pay off.

When you decide whether or not to go for a national mortgage, you may want to shop around a bit, speak with an expert, and always check out your financial situation before you sign anything. You may find that getting a mortgage over an ARM will be a better deal in the long run.

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