LV= Lifetime Mortgage – Fixed Rate LVE

lv= Liverpool Victoria

  • Remove tax-free cash from your property with LVE
  • Not necessary to make regular monthly payments unless you prefer to pay the interest-only
  • Help your family to buy a house
  • Still, have a mortgage? We can help with that
  • Continue to stay in your home for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
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Wandsworth Family Home
Homeowner in their 60s
West London Home
Legal and General Lifetime Mortgages

Crown Mortgages

Downsides of Interest Only Lifetime Mortgages

Lump-sum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact entitlements to benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

More2Life - Flexi Choice Super Lite

Aviva lifetime mortgage
More2Life - Flexi Choice Lite
more 2 life lifetime mortgage
LV= lifetime mortgage
More2Life - Capital Choice Plus Plan
Premier Flexible Black

Pure Retirement - Classic Super Lite Plan

Hodge Lifetime - Lump Sum Lifetime Mortgage

Equity Release percentages of your current property value

The more elderly you are and the unhealthier you are the more tax-free money you can release.

Equity Release Lenders

  • Lifetime Mortgage from L&G
  • Liverpool Victoria
  • Key Retirement
  • Santander

LV= Flexible Lifetime Mortgage

Canada Life - Lifestyle Lite

Legal & General - Flexible Blue

Just Retirement - Roll-Up Lifetime Mortgage

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

Pure Retirement Ltd lifetime mortgage

Nationwide Equity Release Drawdown

Aviva - Lifestyle Flexible Option

Equity Release percentages of your current property value

  • 50% interest-only lifetime mortgages Aegon
  • 30% loan to value home reversion schemes Ecology Building Society
  • 30% loan to value monthly payment lifetime mortgage Evolution Money
  • 35% loan to value monthly payment equity release Foundation Home Loans
  • 25% loan to value (LTV) monthly payment equity release Progressive Building Society

Canada Life - Lifestyle Gold

Successful business owners who could benefit from equity release tax planning

  • Distribution of gaseous fuels through mains Hornsea
  • Technical testing and analysis Shipston-on-Stour
  • Activities of production holding companies Chingford
  • Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Ilfracombe
  • Activities of open-ended investment companies Leyburn
  • Other human health activities Madeley
  • Mining of uranium and thorium ores Aylsham
  • Manufacture of electric motors, generators and transformers Craven Arms
  • Retail sale of mobile telephones Swanage
  • Manufacture of cider and other fruit wines Sandy
  • Wholesale of fruit and vegetables Stonehouse
  • Manufacture of electrical and electronic equipment for motor vehicles and their engines Yateley
  • Disinfecting and exterminating services Newmarket
  • Media representation services Kidderminster
  • Plastering Marazion
  • Manufacture of builders ware of plastic Barking
  • Barristers at law Stourbridge
  • Manufacture of machinery for paper and paperboard production Arundel
  • Butter and cheese production Horsforth
  • Activities of collection agencies Wiveliscombe
  • Manufacture of cordage, rope, twine and netting Cleator Moor

Its often found to discover individuals seeking out home reversion plans, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Age Concern like Fortify Insurance Solutions are keen to see proof of your circumstances in the form of pension statements.

Nationwide Equity Release Loan


Equity Release For Bad Credit – A Quick Way to Consolidate Your Debt with Liverpool Victoria

Equity release simply means borrowing money from your existing asset, like your house, to pay off debts. It can also refer to transferring ownership of a property (either your house or any other property). In short, equity release is a way of borrowing from your existing asset and making a loan.

Equity release is similar to borrowing a mortgage. In case you’ve ever owned a property in the UK, you are probably aware that getting a mortgage is often more costly than borrowing money from your existing asset. Equity release can also be referred to as ‘pensioning’ or ‘renting back’. This is often how homeowners borrow money in the UK.

Equity release, which is commonly referred to as a UK home equity loan, is one of the easiest ways to increase the amount of cash you have at your disposal each month. It can help you consolidate all of your loans into one. You do not have to have the property to use as collateral. If you are looking for a long-term solution, you may find this type of loan very attractive. You still get to stay in the property you own but use the equity that you already have in it to make a new source of cash for your monthly needs.

In order to apply for a loan in the UK, you must be over 18 years old, and the property you are looking to borrow against must be in the United Kingdom. The loan will have to be secured against the property. The lender will require you to prove to them that the property is yours, and they will check the title. If the property is in the UK, then you are eligible.

A UK home equity loan is an affordable form of debt consolidation. You don’t need a large amount of property to get approved for this type of loan; however, in order to obtain the best deal possible, you may be required to put down some amount of property as security with your application.

As with most forms of debt consolidation, a secured loan with equity release has its advantages. First of all, the amount you pay out on your loan will depend on how much you borrow. There are a few different types of loans that can be done based on equity, depending on how much you borrow. You can choose between a line of credit, a mortgage, a fixed-rate loan and even a home equity line of credit. Each one offers a different benefit when looking for a good deal on your loan.

However, there is one disadvantage to these loans, and that is interest rates are often quite high on UK equity loans. This is because you have used up a large part of the equity in the property. If you choose a loan with higher interest rates, you will pay more money over the life of the loan.

It may be worthwhile for you to search around online before you apply for this type of loan. You should look for a lender who is willing to offer you a competitive interest rate on your loan based on your credit history. A reputable lender will work to lower your rate if you have had bad credit in the past.

Another factor to take into consideration is whether or not you want your home equity loan to include any interest on the loan. Many lenders do charge interest on the equity loan, but it may not be as much as you would expect. There is always a grace period before you pay anything out on your loan if you do not owe anything on it.

Remember that even if you have great credit, it does not mean you can’t find a good lender in the UK who is willing to provide you with a good rate and a competitive loan amount. There are many lenders who will work with you to find the lowest rate possible based on your specific circumstances.

Equity release can help you with consolidating your debt. If you have bad credit and need to pay off your loan quickly, you should consider this option in order to get back on track to managing your debt.

  • More 2 Life Capital Choice Plus Plan
  • L&G Legal & General Flexible Max Plus
  • Just Retirement Equity Release Schemes
  • Stonehaven Lifetime Mortgage
  • Lloyds Bank Equity Release
  • More 2 Life Capital Choice Plan
  • NatWest Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • Aviva Flexible Voluntary Repayment Plan
  • HSBC Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Saga Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • Stonehaven Interest Select Plan
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • More 2 Life Capital Choice Plan
  • Age Partnership Lifetime Mortgage

 

Towns where Lifetime Mortgages are common

  • Northam
  • Hornsea
  • Brixham
  • Bromley
  • Southwell
  • Bicester
  • Sandbach
  • Ilford
  • Corsham
  • Nailsworth
  • Leighton-Linslade