Legal and General Flexible Blue Lifetime Mortgage Equity Release

retirement interest only mortgage RIO

  • Release tax-free cash from your home
  • Can be used for buy to let property
  • No monthly repayments
  • Help a member of your family buy their own home that they couldn’t afford otherwise
  • Continue to live in your own house
  • Often used to help tax planning
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

lending criteria
equity release lifetime
Canada Life Equity Release

LV Lifetime Mortgages

Aviva Retirement Mortgages

  • Aviva Lifetime Mortgages
  • More 2 Life Tailored Choice Plan
  • Bridgewater Equity Release Plans
  • Just Retirement Drawdown Lifetime Mortgage
  • More2Life Flexi Choice Drawdown Lite Plan
  • TSB Lifetime Interest Only Mortgage
  • Age Partnership Equity Release Schemes
  • HSBC Equity Release
  • More 2 Life Capital Choice Plus Plan
  • NatWest Equity Release Schemes
  • Aviva Equity Release Plans
  • More2Life Tailored Choice Plan
  • Bridgewater Lifetime Mortgage
  • Canada Life Equity Release
  • Royal Bank of Scotland Equity Release Plans
  • Age Partnership Equity Release
  • Canada Life Lifetime Mortgages
  • Hodge Lifetime Flexible Drawdown Plan
  • Nationwide Equity Release
  • TSB Lifetime Interest Only Mortgage
  • More 2 Life Flexi Choice Drawdown Lite Plan


Towns where retirement mortgages are common

  • Otley
  • Cheadle
  • Seaton
  • Ongar
  • Richmond
  • Swanage
  • Keynsham
  • Hinckley
  • Sandown
  • Ulverston
  • Stanley


Halifax Retirement Mortgage Broker

It’s usual to find individuals looking for lifetime mortgage with flexible drawdown cash release, lumpsum lifetime mortgages or monthly payment equity release. However, Key Retirement like Royal London Equity Release is keen to see proof of your circumstances in the form of pension statements.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house, and if the resident is a Private Tenant.

Halifax Retirement Mortgage Loan

Successful business owners who could benefit from equity release tax planning

  • Reproduction of computer media Farnborough
  • Photographic activities not elsewhere classified Henley-on-Thames
  • Manufacture of other games and toys, n e c Caistor
  • Manufacture of man-made fibres Sandy
  • Production of glass fibres Maldon
  • Manufacture of knitted and crocheted hosiery Market Bosworth
  • Cargo handling for water transport activities Maghull
  • Wholesale of hardware, plumbing and heating equipment and supplies Elstree and Borehamwood
  • Fitness facilities Totnes
  • Repair of footwear and leather goods Richmond
  • Operation of warehousing and storage facilities for water transport activities Haverhill
  • Manufacture of non-electronic measuring, testing etc. equipment, not for industrial process control Horsham
  • Manufacture of malt St Columb Major
  • Renting and leasing of other personal and household goods Ashby Woulds
  • Activities of extraterritorial organisations and bodies Winchelsea
  • Opencast coal working Dalton Town with Newton
  • Investigation activities Loughborough
  • Manufacture of power-driven hand tools Wellingborough
  • Publishing of newspapers Newbiggin-by-the-Sea
  • Growing of other non-perennial crops Fleetwood
  • Manufacture of explosives Thatcham


Equity Release LTV Percentages

The more elderly you are and the sicker you are, the more cash you can release.

Equity Release UK Lenders

  • Legal and General
  • Stepchange
  • More2Life
  • Bridgewater

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Equity Release LTV

  • 55% lumpsum lifetime mortgages Fortify Insurance Solutions
  • 50% LTV lifetime mortgage with flexible drawdown cash release Just Retirement
  • 30% loan to value monthly payment lifetime mortgage Clearly Loans
  • 55% LTV lifetime mortgage with compliant drawdown cash release Norton Finance
  • 40% LTV monthly payment lifetime mortgage One Family
  • 50% LTV lumpsum lifetime mortgages 1st Stop Home Loans
  • 30% LTV lumpsum lifetime mortgages Clearly Loans
  • 45% loan to value monthly payment equity release Shawbrook
  • 30% loan to value lifetime mortgage with flexible drawdown cash release Bath Inv and Building Society


Downsides of Equity Release Plans

Monthly payment equity release can reduce the inheritance for your family. Home reversion schemes may impact the ability to claim entitlements. You may need to pay a legal fee, and you could be exposed to changes in interest rates with some products.

Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019
Home Equity Release plans
Product variant
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable

Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.