Home Finance Cash Back Deal Canada Life Lifetime Mortgages


  • Release money from your home
  • Not necessary to make regular monthly payments
  • Use the equity released for anything you like
  • Continue to stay in your house for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Canada Life Lifetime Mortgages
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Canada Life Lifetime Mortgages

Small business owners detail likely with equity to release

  • Growing of cereals except for rice, leguminous crops and oil seeds Macclesfield
  • specialised design activities Polegate
  • Manufacture of sugar Congleton
  • Treatment and coating of metals Haywards Heath
  • Wholesale of coffee, tea, cocoa and spices Malmesbury
  • Forging, pressing, stamping and roll-forming of metal; powder metallurgy Wells-next-the-Sea
  • Manufacture of cleaning and polishing preparations Framlingham
  • The casting of other non-ferrous metals Bishop Auckland
  • Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Felixstowe
  • Operation of rail passenger facilities at railway stations Wooler
  • Manufacture of other organic basic chemicals Brentwood
  • Retail sale in commercial art galleries Barnet
  • Distribution of gaseous fuels through mains Harwich
  • Other human health activities Hemel Hempstead
  • Wholesale of meat and meat products Garstang
  • Manufacture of motorcycles Uttoxeter
  • Cold drawing of wire Charlbury
  • Other publishing activities March
  • Extraction of crude petroleum Beaconsfield
  • Other professional, scientific and technical activities n e c Stone
  • Wholesale of pharmaceutical goods Sleaford


Pitfalls of Home Reversion Plans

Interest-only lifetime mortgages can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay an advisor’s fee and you could be exposed to changes in interest rates with some products.

isle of man

arrangement fees

It’s common to discover people searching for home reversion plans, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, More2Life like Fortify Insurance Solutions are keen to see paperwork to show your circumstances in the form of bank statements.

company number

Halifax Retirement Mortgage Interest Rate

What percentage can be released?

  • 50% lump sum lifetime mortgages LV Liverpool Victoria
  • 30% loan to value lumpsum lifetime mortgages United Trust Bank
  • 50% loan to value home reversion plans Together Money
  • 40% loan to value (LTV) home reversion schemes Optimum Credit
  • 30% loan to value (LTV) monthly payment lifetime mortgage Post Office Mtgs
  • 50% loan to value (LTV) lump sum lifetime mortgages Sunlife Plans
  • 30% loan to value (LTV) lumpsum lifetime mortgages Kent Reliance
  • 40% LTV interest-only lifetime mortgages Shawbrook
  • 30% loan to value monthly payment equity release Secure Trust Bank

home reversion plans

equity release equity release
equity release advice

Difficult to finance property variants include homes requiring essential repairs, properties where multiple third parties are living in an annexe, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties where the customer is offering only part of the title as security for the loan and properties with owned solar panels.

Appealing pensioner mortgage products include Lloyds later life interest only mortgages over 70, Barclays remortgages for people over 50 years old, Post Office over 60 mortgages, Legal & General mortgages for over 50 year olds and Nationwide Building Society mortgages over 65.

Difficult to mortgage property variants include Timber-framed properties constructed post-1965, properties with any external treatment applied to the roof after construction, properties constructed or converted within the past 10 years, privately developed flats in blocks of five storeys or more and privately developed flats in blocks of three or four storeys without a lift.

Popular loan to value ratios of TSB lifetime mortgages for people over 55, Barclays Bank interest only retirement mortgages for over 70s, Natwest later life mortgages for over 60s, L&G later life borrowing schemes over 55, Bank of Scotland retirement mortgagesover 65 and Nationwide BS interest only mortgages for over 65 year olds are 40%, 60% and 65%.

Tough to mortgage property variants include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties converted from modern commercial premises, properties with more than one annexe or self-contained part of the property, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties in coastal areas that may be affected by erosion.

Tough to mortgage property titles include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), properties of non-standard construction, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I release?

You can achieve 65% of your home’s value. For example, if your house is valued at £280000 you can release £182000.

make monthly paymentsequity release council
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form of equity release

equity release products

financial services

Halifax Retirement Mortgage Interest Rate

UK Equity Release Scheme Lenders

  • Aviva
  • Stepchange
  • More2Life
  • Prudential


  • Bridgewater Equity Release
  • Canada Life Voluntary Select Gold Flexi
  • Hodge Lifetime Mortgage Plus
  • Stonehaven Equity Release Scheme
  • NatWest Equity Release Schemes
  • Age Partnership Interest Only Lifetime Mortgage
  • Aviva Lifestyle Flexible Option
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Stonehaven Equity Release Scheme
  • Nationwide Equity Release Schemesfinancial advisers
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release Plans
  • Aviva Equity Release
  • More2Life Tailored Choice Plan
  • Bridgewater Equity Release Schemes
  • Pure Retirement Equity Release Plans
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release
  • Hodge Indexed Lifetime Mortgage
  • Stonehaven Lifetime Mortgage


Areas in the UK where retirement mortgages are routine

  • Earl Shilton
  • Neston
  • Crowland
  • Whitehill
  • Ventnorcash lump sum
  • Amersham
  • Camelford
  • Sawbridgeworth
  • Heywood
  • St Ives
  • Ross-on-Wyehome reversion schemes
  • Melton Mowbray
  • Heanor and Loscoe
  • Henley-in-Arden
  • Chertsey
  • Leominster
  • Rushden
  • Huntingdon
  • Moretonhampstead

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is a Private Tenant.

Just Retirement - Roll-Up Lifetime Mortgage

Hodge Lifetime Mortgages
One Family Retirement Mortgages

Crown Equity Release

Equity Release LTV Percentages

The more aged you are and the more illnesses you have you are the more tax-free money you can release.