- Remove tax-free money from your property
- No need to make regular monthly payments
- Use the equity released for anything you like
- Continue to stay in your property
- Can be a vehicle to reduce tax bills
The lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Private Tenant.
- L&G Legal & General Flexible Max Plus
- Liverpool Victoria LV Equity Release Schemes
- Stonehaven Lifetime Mortgage
- Nationwide Equity Release Plans
- Age Partnership Equity Release
- Canada Life Interest Select Gold Flexi
- Hodge Equity Release Plans
- Stonehaven Interest Only Lifetime Mortgage
- More2Life Flexi Choice Voluntary Payment Super Lite
- Hodge Lifetime Flexible Voluntary Repayment Plan
- More 2 Life Flexi Choice Voluntary Payment Super Lite
- Pure Retirement Drawdown Plan
- NatWest Equity Release Schemes
- Age Partnership Equity Release
- Nationwide Equity Release Plans
- Royal Bank of Scotland Equity Release Plans
Its often found to find people searching for monthly payment equity release, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Key Solutions like Maximum cover Equity Release are keen to see proof of your situation in the form of pension statements.
One Family Mortgages
Examples of retired small business owners likely to have equity to release
- Renting and leasing of cars and light motor vehicles Redruth
- Activities of sport clubs Bletchley and Fenny Stratford
- Primary education Eccles
- Raising of camels and camelids Wath-upon-Dearne
- Manufacture of ceramic tiles and flags North Walsham
- Foreign affairs Burton Latimer
- Manufacture of bodies coachwork for motor vehicles except caravans Dereham
- Licensed carriers Bulwell
- Combined office administrative service activities Earley
- Manufacture of machinery for metallurgy Sawbridgeworth
- Manufacture of railway locomotives and rolling stock Stonehouse
- Renting and leasing of office machinery and equipment including computers East Grinstead
- Manufacture of bicycles and invalid carriages Redcar
- Child day-care activities Kettering
- Activities of other holding companies n e c Bromsgrove
- Wholesale of wine, beer, spirits and other alcoholic beverages Clevedon
- Wholesale of machinery for the textile industry and of sewing and knitting machines Dronfield
- Regulation of health care, education, cultural and other social services, not incl social security Coleshill
- Manufacture of air and spacecraft and related machinery Bollington
- Sea and coastal passenger water transport Waltham Abbey
- Sound recording and music publishing activities Abingdon-on-Thames
Equity Release Scheme Providers
- Key Retirement
- Stepchange
- Sunlife Plans
Areas where Lifetime Mortgages are popular
- Dover
- Mossley
- Leatherhead
- Romford
- Sandy
- Potton
- Haltwhistle
- Elstree and Borehamwood
- Bordon
- Shaftesbury
- Kirkham
- Chard
- Carnforth
- St Blaise
- East Retford
Equity Release LTV
The older you are and the sicker you are the more money you can release.
Equity Release LTV
- 55% lumpsum lifetime mortgages Zurich
- 55% loan to value interest-only lifetime mortgages Paragon Personal Finance
- 55% loan to value (LTV) home reversion plans Age Partnership
- 25% loan to value (LTV) monthly payment life time mortgage First Trust Bank
- 50% loan to value monthly payment equity release Equifinance
- 25% LTV interest-only lifetime mortgages Bank of China UK
Downsides of Home Reversion Schemes
Monthly payment equity release can reduce the value of your estate. Monthly payment life time mortgage may impact entitlements to benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.
