Cashback deal for Scottish Properties Canada Life Home Finance Lifetime Mortgage


  • Release money from your home
  • Not necessary to make regular monthly payments
  • Help your family to buy a home
  • Continue to live in your own house
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Hammersmith London Home
Southfields House
Raise money with your home
Homeowner in their 70s
Scottish Properties
Scotland home
Under 65 Home owner
LV= Flexible Lifetime Mortgage


Pure Retirement - Classic Super Lite Plan
Canada Life - Lifestyle Lite
more 2 life joint lifetime mortgage
More2Life - Flexi Choice Super Lite
Pure Retirement - Classic Super Lite
Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Lloyds Retirement Mortgage Providers

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

What percentage can be released?

The older you are and the unhealthier you are the more money you can release.

more 2 life lifetime mortgage

Equity Release LTV

  • 60% monthly payment lifetime mortgage Aegon
  • 45% loan to value home reversion plans Crown
  • 30% LTV lumpsum lifetime mortgages United Trust Bank
  • 40% loan to value monthly payment lifetime mortgage Foundation Home Loans
  • 35% LTV lifetime mortgage with flexible drawdown cash release Foundation Home Loans


Towns where equity release is popular

  • Sidmouth
  • Fowey
  • Normanton
  • Kenilworth
  • Stockton-on-Tees
  • Wilton
  • Lowestoft
  • Brigg
  • Clay Cross
  • Burton upon Trent
  • Bawtry
  • Southend-on-Sea
  • Tidworth
  • Tewkesbury
  • Yeovil
  • Lynton & Lynmouth
  • Bentham
  • South Shields
  • Stanhope
  • Hendon
  • Ashby-de-la-Zouch


Pitfalls of Home Reversion Schemes

Home reversion schemes can reduce your estate value. Monthly payment equity release may impact entitlements to state benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

OneFamily joint lifetime mortgage

Canada Life Home Finance lifetime mortgage for properties in Scotland

  • Aviva Lifetime Mortgages Scotland
  • Canada Life Equity Release Plans
  • Age Partnership Equity Release
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • L&G Legal & General Flexible Max Scheme
  • Pure Retirement Equity Release
  • Lloyds Bank Equity Release Schemes
  • TSB Lifetime Mortgage
  • Just Retirement Equity Release
  • Pure Retirement Equity Release Plans
  • Just Retirement Interest Only Lifetime Mortgage
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Pure Retirement Classic Drawdown Lite Plan Scotland
  • HSBC Lifetime Mortgage
  • Royal Bank of Scotland Lifetime Mortgage
  • More 2 Life Flexi Choice Voluntary Payment Super Lite

Crown Equity Release

More2Life Equity Release

One Family

Scottish Legal and General Drawdown Lifetime Mortgages

Scotland Lloyds Retirement Mortgage House

Premier Flexible Black

Providers for Equity Release

    • the Telegraph
    • More to Life
  • Sunlife Plans
  • New Life
  • Maximum cover Equity Release

Legal & General - Premier Flexible Black
How to Use a Loan Modification Calculator – Scotland Equity ReleaseLegal & General Home Finance lifetime mortgage

Many companies take a loan against their stock but usually do not take out an equity release in order to do so. Instead, they take out another loan to pay off the existing loan. This is a very effective way of reducing the amount of money owed.

Recently, Trinity Financial arranged an equity release for a customer whose Santander personal loan term had expired. They were able to renew the same Santander standard variable rate which had been previously applied for and was keen for the loan to be paid off. However, they discovered that they could not do so due to the fact that their equity would have to come from other assets. They, therefore, decided to take out a loan against the equity in their home, thus increasing their equity in their home by another loan.

The company was able to get a loan in an amount equal to its outstanding financial liabilities and was able to repay the balance amount in terms of its Santander loan. The customers’ loan was also a standard variable rate (VAR) loan. A VAR loan is one that changes in value between one month and the previous month, based on the prevailing interest rates.
In addition to this loan being secured by its property, it was also unsecured and therefore did not have any conditions or clauses. As there was no security involved in this instance, the customer was then able to pay off his loan as he chose. This allowed him to pay off his loan in a shorter period of time. This meant that he was able to pay off his loan much more quickly.

Santander UK and Bank of Ireland are two banks that lend to clients in order to buy shares in other companies that are listed in the stock exchange, and these two banks lend money to those who wish to purchase equity shares in other companies. Most of the money that is lent by them is used to fund investments such as the purchasing of a property in a particular area or building.Canada Life - Lifestyle Gold

In this case, Santander UK was able to secure the customer’s home against their debt, by taking out a loan from the property company owned by the customer. Because this loan was secured against the equity in the property, it made Santander the owner of the property in which the client lived in an equity holder position.

Credit crunch times are certainly on the way and it seems likely that more people will find themselves in a position where they have no security in place against the value of their property, as the current economic climate continues to hit the housing market. For people in this situation, securing a loan against the equity in their property is a great way to use this asset. There are some limitations to this type of loan though, and it is important to remember that there is always the risk of losing your property.

Equity loans do not carry the same risk as a home mortgage or are in fact a form of short-term debt. However, when these situations do arise it is always wise to have a plan in place so that you can pay off the loan without defaulting on the loan.Legal & General - Flexible Indigo

To determine how much you will have left on your loan, use a calculator to determine your expected repayment terms. With this information, you will be able to find out how much you will be left with each month to cover your repayments, and how much is available for you to borrow. This allows you to work out how much you will need to get your home out of the situation you are in.

It is important to remember that although these equity release calculators may calculate how much you have left to repay, they will not be able to determine how long it will take to get rid of the situation that you are in. These tools are only meant to determine how much you owe on your loan and the amount you are left with in order to pay it off.

If you are in a situation where you owe more than you actually have in equity, then it is always advisable to consult a professional before you make use of a calculator. This is because some companies will require that you pay off your loan with another form of equity such as your own home, which could leave you with even more to pay off.

Small business owners detail likely with equity to release

  • Manufacture of other technical ceramic products Poole
  • Other credit granting n e c Sandown
  • Other construction installation CleckheatonLV= Lump Sum+ Lifetime Mortgage
  • Manufacture of condiments and seasonings Chippenham
  • Manufacture of soft furnishings Cotgrave
  • Manufacture and processing of other glass, including technical glassware Warrington
  • Raising of dairy cattle Dunstable
  • Manufacture of other chemical products n e c Chipping Norton
  • Publishing of newspapers Normanton
  • Support activities for crop production Dunwich
  • Activities of other holding companies n e c Teignmouth
  • Other software publishing Brentford
  • Quantity surveying activities Rochester
  • Silviculture and other forestry activities Epping
  • Butter and cheese production Folkestone
  • Computer facilities management activities Exmouth
  • Collection of non-hazardous waste Blackwater and Hawley
  • Manufacture of non-wovens and articles made from non-wovens, except apparel Weston-super-Mare
  • Manufacture of metal structures and parts of structures Ramsey
  • Manufacture of other fabricated metal products n e c Corby
  • Manufacture of fasteners and screw machine products Banbury


It is very regular to find people looking for home reversion plans, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Legal and General like LV Liverpool Victoria are keen to see proof of your personal situation in the form of investment statements.