- Remove tax-free cash from your house with Legal & General
- Not necessary to make regular monthly payments unless you prefer to pay the interest
- Use the money to help your family
- Still, have some mortgage outstanding? No problems
- Continue to stay in your home
Equity Release Loan To Value
The older you are and the unhealthier you are the more cash you can release.
Drawbacks of Home Reversion Plans
Interest-only lifetime mortgages can reduce the value of your estate. Interest-only lifetime mortgages may impact ability to claim entitlements. You may need to pay a broker’s fee and some products expose you to changes in interest rates.
Providers for Equity Release
- Bower
- New Life
- Age Concern
- One Family
The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.
- Canada Life Voluntary Select Gold Flexi
- Hodge Equity Release Plans
- Pure Retirement Equity Release Schemes
- More to Life Capital Choice Plan
- Age Partnership Interest Only Lifetime Mortgage
- Nationwide Equity Release
- HSBC Equity Release Schemes
- TSB Lifetime Mortgage
- More2Life Capital Choice Plus Plan
- Bridgewater Equity Release Plans
- Hodge Lifetime Flexible Drawdown Plan
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Nationwide Equity Release Schemes
- TSB Lifetime Interest Only Mortgage
- NatWest Equity Release
- Royal Bank of Scotland Equity Release
- Canada Life Landlord Voluntary Select Plan
- More2Life Capital Choice Plus Plan
- More to Life Capital Choice Plan
- Stonehaven Equity Release Plan
- HSBC Lifetime Mortgage
Towns in the UK where retirement mortgages are routine
- Redhill
- Faringdon
- Pudsey
- Chorley
- Wymondham
- Pateley Bridge
- Featherstone
- Widnes
- Kidsgrove
- Wolsingham
- Easingwold
- Leigh-on-Sea
- Northwich
- Featherstone
- Oswestry
- Southwold
It’s very regular to discover individuals searching for home reversion schemes, monthly payment life time mortgage or monthly payment equity release, however, Just Retirement like Aegon are keen to see paperwork to show your circumstances in the form of bank statements.
Business owners who could benefit from equity release estate planning
- Activities of agricultural holding companies Bishops Stortford
- General medical practice activities Lydd
- Freight air transport Ilkeston
- Manufacture of other rubber products Ellesmere Port
- Pre-primary education Longtown
- Renting and leasing of other personal and household goods Filey
- Manufacture of other organic basic chemicals Beaminster
- The casting of light metals Barnes
- Growing of other perennial crops Arlesey
- Wholesale of dairy products, eggs and edible oils and fats Cannock
- Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Stroud
- Cold rolling of narrow strip Shipston-on-Stour
- Cold drawing of bars Fleetwood
- Youth hostels West Malling
- Wholesale of other food, including fish, crustaceans and molluscs Witney
- Window cleaning services Willesden
- Manufacture of other technical ceramic products Henley-on-Thames
- Manufacture of plastic plates, sheets, tubes and profiles Thornaby-on-Tees
- Retail sale of musical instruments and scores Broadstairs and St Peters
- Investigation activities Faversham
- Satellite telecommunications activities Exmouth
securing the future of your property.
Legal and General Equity Release
- Lloyds Bank Equity Release Retirement
- Halifax Equity Release Interest Rates
- HSBC Equity Release Retirement
- Nationwide Retirement Mortgage Uk
- Lloyds Lifetime Mortgage Rates 2021
- Natwest Retirement Mortgage Broker
- Santander Lifetime Mortgage Maximum Ltv
- Lloyds Equity Release Retirement
- Nationwide Equity Release Best Deals
- Halifax Lifetime Mortgage Over 55
- Lloyds Bank Retirement Mortgages Broker
- HSBC Lifetime Mortgage Fixed Rate
- Santander Equity Release Scheme
- Halifax Retirement Mortgage Loan
- Nationwide Lifetime Mortgage Fixed Rate
- Santander Retirement Mortgage Rates 2021
Equity Release LTV Percentages
- 50% lumpsum lifetime mortgages Legal & General
- 60% loan to value lumpsum lifetime mortgages Key Retirement
- 35% loan to value lump sum lifetime mortgages Shawbrook
- 55% loan to value lumpsum lifetime mortgages More2Life
- 40% loan to value (LTV) lump sum lifetime mortgages Santander
- 25% loan to value (LTV) home reversion plans Clearly Loans
- 40% LTV lifetime mortgage with flexible drawdown cash release Optimum Credit
- 25% LTV lump sum lifetime mortgages Post Office Mtgs
Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019
Home Equity Release plans
Product variant
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable
Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.