Legal & General Home Finance Equity Release

retirement interest only mortgage RIO

  • Remove tax-free cash from your house with Legal & General
  • Not necessary to make regular monthly payments unless you prefer to pay the interest
  • Use the money to help your family
  • Still, have some mortgage outstanding? No problems
  • Continue to stay in your home
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Legal & General Home Finance
main residence
Homeowner in their 60s
Homeowner in their 60s
equity release lifetime

Equity Release Loan To Value

The older you are and the unhealthier you are the more cash you can release.

Drawbacks of Home Reversion Plans

Interest-only lifetime mortgages can reduce the value of your estate. Interest-only lifetime mortgages may impact ability to claim entitlements. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Lloyds Bank Equity Release Schemes

Providers for Equity Release

  • Bower
  • New Life
  • Age Concern
  • One Family

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

  • Canada Life Voluntary Select Gold Flexi
  • Hodge Equity Release Plans
  • Pure Retirement Equity Release Schemes
  • More to Life Capital Choice Plan
  • Age Partnership Interest Only Lifetime Mortgage
  • Nationwide Equity Release
  • HSBC Equity Release Schemes
  • TSB Lifetime Mortgage
  • More2Life Capital Choice Plus Plan
  • Bridgewater Equity Release Plans
  • Hodge Lifetime Flexible Drawdown Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • NatWest Equity Release
  • Royal Bank of Scotland Equity Release
  • Canada Life Landlord Voluntary Select Plan
  • More2Life Capital Choice Plus Plan
  • More to Life Capital Choice Plan
  • Stonehaven Equity Release Plan
  • HSBC Lifetime Mortgage


Towns in the UK where retirement mortgages are routine

  • Redhill
  • Faringdon
  • Pudsey
  • Chorley
  • Wymondham
  • Pateley Bridge
  • Featherstone
  • Widnes
  • Kidsgrove
  • Wolsingham
  • Easingwold
  • Leigh-on-Sea
  • Northwich
  • Featherstone
  • Oswestry
  • Southwold

It’s very regular to discover individuals searching for home reversion schemes, monthly payment life time mortgage or monthly payment equity release, however, Just Retirement like Aegon are keen to see paperwork to show your circumstances in the form of bank statements.

Business owners who could benefit from equity release estate planning

  • Activities of agricultural holding companies Bishops Stortford
  • General medical practice activities Lydd
  • Freight air transport Ilkeston
  • Manufacture of other rubber products Ellesmere Port
  • Pre-primary education Longtown
  • Renting and leasing of other personal and household goods Filey
  • Manufacture of other organic basic chemicals Beaminster
  • The casting of light metals Barnes
  • Growing of other perennial crops Arlesey
  • Wholesale of dairy products, eggs and edible oils and fats Cannock
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Stroud
  • Cold rolling of narrow strip Shipston-on-Stour
  • Cold drawing of bars Fleetwood
  • Youth hostels West Malling
  • Wholesale of other food, including fish, crustaceans and molluscs Witney
  • Window cleaning services Willesden
  • Manufacture of other technical ceramic products Henley-on-Thames
  • Manufacture of plastic plates, sheets, tubes and profiles Thornaby-on-Tees
  • Retail sale of musical instruments and scores Broadstairs and St Peters
  • Investigation activities Faversham
  • Satellite telecommunications activities Exmouth

Legal & General

financial advicesecuring the future of your property.equity release products

equity release products

home reversion plan

Legal and General Equity Release

One Family

Just Retirement Mortgages


Equity Release LTV Percentagescash lump sum

  • 50% lumpsum lifetime mortgages Legal & General
  • 60% loan to value lumpsum lifetime mortgages Key Retirement
  • 35% loan to value lump sum lifetime mortgages Shawbrook
  • 55% loan to value lumpsum lifetime mortgages More2Life
  • 40% loan to value (LTV) lump sum lifetime mortgages Santander
  • 25% loan to value (LTV) home reversion plans Clearly Loans
  • 40% LTV lifetime mortgage with flexible drawdown cash release Optimum Credit
  • 25% LTV lump sum lifetime mortgages Post Office Mtgs




Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019
Home Equity Release plans
Product variant
Premier Flexible Blackhome reversion schemes
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable

Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER  Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.