One Family Lifetime Mortgage

One Family

  • Remove tax free cash from your home
  • No need to make regular monthly payments
  • Help your family with the money you release
  • Continue to live in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Lender Awards
Equity Release Council
Access home equity tied up
Under 65 Home owner
Home equity Tied Up
Merton Home

  • Aviva Lifetime Mortgage
  • More 2 Life Capital Choice Plus Plan
  • Hodge Indexed Lifetime Mortgage
  • Nationwide Equity Release Plans
  • TSB Lifetime Interest Only Mortgage
  • Aviva Lifetime Mortgages
  • Just retirement defined benefit
  • More to Life Capital Choice Plus Plan
  • Lloyds Bank Equity Release Plans
  • TSB Lifetime Interest Only Mortgage
  • Age Partnership Interest Only Lifetime Mortgage
  • Just retirement equity release key features
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Nationwide Interest Only Lifetime Mortgage
  • Age Partnership Equity Release Plans
  • Just retirement equity release lifetime mortgages
  • Pure Retirement Drawdown Plan
  • Nationwide Interest Only Lifetime Mortgage

More2Life - Capital Choice Plan

Areas in the UK where retirement mortgages are routine

  • Ponteland
  • Ringwood
  • Beccles
  • Redruth
  • Wath-upon-Dearne
  • Cullompton
  • Loughton
  • Widnes
  • East Grinstead
  • Billericay
  • Littlehampton
  • Morecambe
  • Whitnash

Legal & General - Flexible Yellow

How much is it common to release from a home

The older you are and the the more illnesses you have you are the more tax free cash you can release.

Legal & General - Flexible Indigo

Pitfalls of Lifetime Mortgages

Home reversion schemes can reduce your estate value. Monthly payment life time mortgage may impact ability to claim benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Legal & General - Premier Flexible Black

Lloyds Bank Equity Release Plans

Premier Flexible Black

Canada Life Home Finance lifetime mortgage for properties in Scotland

Aviva

Canada Life

Crown Retirement Mortgages

Legal and General Drawdown Lifetime Mortgages

More2Life Retirement Mortgages

One Family Drawdown Lifetime Mortgages

Hodge Lifetime

Pure Retirement Mortgages
LV Equity Release

Canada Life - Lifestyle Gold
Pure Retirement Ltd lifetime mortgage
Aviva lifetime mortgage
more 2 life joint lifetime mortgage
OneFamily lifetime mortgage
Pure Retirement - Classic Super Lite Plan

More2Life - Capital Choice Plan

How much is it common to release from a home

  • 50% home reversion plans Maximum cover Equity Release
  • 55% LTV monthly payment life time mortgage Key Solutions
  • 50% loan to value interest-only lifetime mortgages Norton Finance
  • 25% loan to value home reversion schemes The Mortgage Lender
  • 50% loan to value lifetime mortgage with flexible drawdown cash release Age Concern
  • 30% loan to value monthly payment life time mortgage Evolution Money
  • 55% loan to value lifetime mortgage with flexible drawdown cash release Paragon Personal Finance
  • 30% LTV monthly payment life time mortgage Saffron Building Society
  • 35% loan to value (LTV) home reversion schemes United Trust Bank
  • 30% loan to value lumpsum lifetime mortgages First Direct

The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Private Tenant.

LV= lifetime mortgage

more 2 life lifetime mortgage

Small business owners detail likely with equity to release

  • Butter and cheese production Basingstoke
  • Manufacture of loaded electronic boards Braintree
  • Manufacture of other paper and paperboard containers Halesworth
  • Cargo handling for air transport activities Cromer
  • Manufacture of prepared pet foods Hemsworth
  • Plastering Partington
  • Manufacture of office machinery and equipment except computers and peripheral equipment Hendon
  • Wholesale of live animals Kidsgrove
  • Manufacture of other chemical products n e c Stanley
  • Activities of distribution holding companies Huntingdon
  • Retail sale of leather goods in specialised stores Blackrod
  • Other specialised construction activities n e c Hawes
  • General cleaning of buildings Okehampton
  • Repair of electronic and optical equipment Brough
  • Manufacture of power-driven hand tools Dereham
  • Repair of personal and household goods n e c Sutton
  • Construction of commercial buildings Southwick
  • Manufacture and processing of other glass, including technical glassware Southwell
  • Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Much Wenlock
  • Manufacture of breakfast cereals and cereals-based food Thatcham
  • Manufacture of other wearing apparel and accessories n e c Thetford

Lloyds Bank Equity Release Mortgage

Equity Release Providers

  • Lifetime Mortgage from L&G
  • Pure Retirement
  • Key Solutions
  • Royal London Equity Release

It is very regular to find people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or home reversion schemes, however, Just Retirement like Aegon are keen to see paperwork to show your circumstances in the form of pension statements.

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

One Family. One Family, Family Investments and Engage Mutual Assurance are all trading names of Family Assurance Friendly Society Limited.
OneFamily Advice is the trading name of OneFamily Advice Limited. OneFamily Advice Limited is registered in England and Wales at 16-17 West Street, Brighton, BN1 2RL registered number 09188369 and is authorised and regulated by the Financial Conduct Authority.