Halifax Equity Release for UK Property Owners

• Release money from your house
• You don’t need to make monthly payments
• Use the money to buy another house
• Continue to stay in your house for as long as you like
• Can be used to optimise tax planning

Aviva Equity Release
Crown Lifetime Mortgages
Legal and General Lifetime Mortgages
Pure Retirement Mortgages
Aviva Mortgages



It is common to find people looking for home reversion schemes, monthly payment life time mortgage or interest-only lifetime mortgages, however, Key Retirement like AA equity release are keen to see evidence of your situation in the form of investment statements.

Equity Release Providers

• Aviva
• New Life
• Sunlife Plans
• Step Change

Examples of retired business owners likely to have equity to release

• Manufacture of knitted and crocheted hosiery Woburn Sands
• Wholesale of meat and meat products Guisborough
• Washing and dry- cleaning of textile and fur products Nelson
• Distribution of gaseous fuels through mains Shifnal
• Manufacture of sports goods Downham Market
• Other mining and quarrying n e c Congleton
• Non-trading company Fordingbridge
• Manufacture of other organic basic chemicals Doncaster
• Other letting and operating of own or leased real estate Oldbury
• Farm animal boarding and care Brierfield
• Manufacture of ceramic tiles and flags Hessle
• Wholesale of watches and jewellery Sandown
• Disinfecting and exterminating services Wareham
• Marine fishing Grimsby
• Treatment and disposal of hazardous waste Saffron Walden
• Mineral oil refining Kirkham
• Wholesale of pharmaceutical goods Harlow
• Activities of investment trusts Oswestry
• Retail sale of cosmetic and toilet articles in specialised stores Dursley
• Public houses and bars Billingham
• Other processing and preserving of fruit and vegetables Silsden

Towns of the UK where Lifetime Mortgages are popular

• Tynemouth
• Alcester
• Caistor
• Cricklade
• Brampton
• Filton
• Tetbury
• Guisborough
• Market Weighton
• Romsey
• Torquay
• Barnet
• Blackburn

• Natwest Retirement Mortgage Interest Rate
• Halifax Equity Release Plans
• Halifax Lifetime Mortgage Over 55
• Natwest Equity Release Plans
• HSBC Retirement Mortgage Home
• Nationwide Lifetime Mortgage No Payments
• Santander Lifetime Mortgage Over 55
• Santander Equity Release Interest Rates
• Lloyds Bank Lifetime Mortgage Maximum Ltv
• Nationwide Equity Release On Second Homes
• HSBC Equity Release Plans
• Nationwide Retirement Mortgage Advice
• Lloyds Equity Release From House
• HSBC
• Halifax Retirement Mortgage Interest Rate
• Lloyds Bank Equity Release From Property

Equity Release LTV Percentages

The more elderly you are and the the more illnesses you have you are the more tax free cash you can release.

Equity Release percentages of your current property value

• 55% monthly payment equity release Legal & General
• 40% loan to value lifetime mortgage with flexible drawdown cash release Pepper
• 25% loan to value monthly payment equity release 1st Stop
• 40% loan to value monthly payment lifetime mortgage West One
• 30% loan to value monthly payment lifetime mortgage Platform BTL

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

Pitfalls of Home Reversion Plans

Home reversion schemes can reduce the value of your estate. Home reversion plans may impact ability to get state benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

• Just Retirement Equity Release Plans
• L&G Legal & General Flexible Max Plus
• Nationwide Interest Only Lifetime Mortgage
• TSB Lifetime Mortgage
• Saga home reversion plan
• Just Retirement Drawdown Lifetime Mortgage
• L&G Legal & General Premier Flexible Lifetime Mortgage
• HSBC Lifetime Mortgage
• NatWest Interest Only Lifetime Mortgage
• Saga Lifetime Mortgage
• Age Partnership Interest Only Lifetime Mortgage
• Bridgewater Equity Release
• Just retirement equity release key features
• More 2 Life Capital Choice Plan
• HSBC Interest Only Lifetime Mortgage
• Lloyds Bank Lifetime Mortgage
• TSB Lifetime Interest Only Mortgage
• Saga Equity Release Schemes
• Age Partnership Lifetime Mortgage
• Just retirement equity release key features
• Stonehaven Equity Release Scheme
• Nationwide Equity Release
• NatWest Equity Release
• Saga Equity Release Schemes
• More 2 Life Capital Choice Plus Plan