The more elderly you are and the the more illnesses you have you are the more tax free cash you can release.
The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.
Home reversion schemes can reduce the value of your estate. Home reversion plans may impact ability to get state benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.