
- Remove money from your property
- No regular monthly repayments
- Use the money you release for anything you like
- Are you still paying a mortgage? That’s fine we can help
- Stay living in your own property for as long as you like
- Can be a vehicle to reduce tax bills





The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Owner Occupier.






Its usual to encounter people searching for home reversion plans, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, More2Life like Zurich are keen to see paperwork to show your personal circumstances in the form of pension statements.
What percentage can be released?
- 55% monthly payment life time mortgage Aegon
- 40% loan to value monthly payment lifetime mortgage New Life
- 25% LTV monthly payment life time mortgage Central Trust
- 45% loan to value home reversion plans United Trust Bank
- 55% LTV lifetime mortgage with flexible drawdown cash release Norton Finance
Downsides of Lifetime Mortgages
Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.
Providers for Equity Release
- Age Concern
- Bridgewater
- Aviva
- Zurich
- Canada Life Equity Release Plans
- Hodge Lifetime Flexible Drawdown Plan
- Just Retirement Equity Release
- More to Life Flexi Choice Drawdown Lite Plan
- Hodge Lifetime Flexible Drawdown Plan
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- Nationwide Equity Release Plans
- Saga Lifetime Mortgage
- Age Partnership Lifetime Mortgage
- Canada Life Voluntary Select Gold
- L&G Legal & General Flexible Lifetime Mortgage
- Age Partnership Lifetime Mortgage
- Aviva Lifetime Mortgage
- Just Retirement Equity Release Plans
- More2Life Capital Choice Plus Plan
- Pure Retirement Classic Drawdown Lite Plan
- NatWest Equity Release
- Royal Bank of Scotland Equity Release Plans
- Saga Equity Release Schemes
- More 2 Life Flexi Choice Voluntary Payment Super Lite
Equity release is common among business owners like below
- Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Stanley
- Retail sale of books in specialised stores Blackrod
- Non-life reinsurance Selby
- Non-specialised wholesale trade Wath-upon-Dearne
- Wholesale of other office machinery and equipment Shirebrook
- Wholesale of hardware, plumbing and heating equipment and supplies Penryn
- Manufacture of non-electronic industrial process control equipment Fordbridge
- Other activities auxiliary to insurance and pension funding Colchester
- Activities of exhibition and fair organisers Quedgeley
- Security systems service activities Waltham Cross
- Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Faringdon
- Manufacture of doors and windows of metal Westerham
- Wholesale of pharmaceutical goods New Romney
- Packaging activities Axbridge
- Manufacture of other electronic and electric wires and cables Cirencester
- Manufacture of cement Kings Lynn
- Retail sale of antiques including antique books in stores Spennymoor
- Museums activities Skelton-in-Cleveland
- Manufacture of other products of wood; manufacture of articles of cork, straw and plaiting materials Newport
- Manufacture of electrical and electronic equipment for motor vehicles and their engines Uttoxeter
- Other building and industrial cleaning activities Hingham
Areas where retirement mortgages are routine
- Wednesbury
- Smethwick
- Ashby Woulds
- Oldbury
- Totnes
- Rye
- Painswick
- Knaresborough
- Oswestry
- New Alresford
- Stamford
- Leatherhead
- Royal Tunbridge Wells
- Tynemouth



Hodge Lifetime Lifetime Mortgages
One Family Retirement Mortgages
Hodge Lifetime Retirement Mortgages
One Family
Equity Release LTV
The more elderly you are and the sicker you are the more cash you can release.


