
- Remove tax-free money from your property
- No regular monthly payments
- Use the cash for anything you like
- Continue to live in your own property





Its usual to encounter individuals seeking out interest-only lifetime mortgages, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, the Telegraph like The Exeter Equity Release are keen to see evidence of your personal circumstances in the form of bank statements.
Aviva Retirement Mortgages
Canada Life
More2Life Drawdown Lifetime Mortgages
Equity Release percentages of your current property value
The more elderly you are and the unhealthier you are the more tax free cash you can release.
Areas where Lifetime Mortgages are common
- Tynemouth
- Portland
- Woburn
- Wooler
- Darwen
- Lydd
- Queenborough-in-Sheppey
- Northallerton
- Dagenham
- Crewkerne
- Hitchin
- Whitnash
- Kettering
- Bridgewater Equity Release Schemes
- Just Retirement Equity Release
- L&G Legal & General Flexible Max Scheme
- NatWest Equity Release Plans
- Canada Life Lifestyle Gold Flexi
- Just retirement equity release key features
- Stonehaven Lifetime Mortgage
- HSBC Interest Only Lifetime Mortgage
- TSB Equity Release Plans
- Age Partnership Equity Release Plans
- Aviva Flexible Voluntary Repayment Plan
- Bridgewater Lifetime Mortgage
- Canada Life Lifestyle Lite Flexi
- Stonehaven Interest Select Plan
- Lloyds Bank Equity Release Schemes
- Age Partnership Equity Release Plans
- Aviva Equity Release Plans
- Canada Life Equity Release
- Hodge Equity Release Plans
- More to Life Tailored Choice Plan
- Pure Retirement Equity Release
- Nationwide Equity Release Schemes
- TSB Equity Release
- NatWest Interest Only Lifetime Mortgage
- Security and commodity contracts dealing activities Amersham
- Manufacture of industrial gases West Ham
- Wholesale of perfume and cosmetics Settle
- Ready-made interactive leisure and entertainment software development Tenbury Wells
- Manufacture of refractory products Stotfold
- Barristers at law Charlbury
- Repair of communication equipment Epping
- Activities of collection agencies Meltham
- Manufacture of ice cream Northallerton
- Manufacture of basic pharmaceutical products Winsford
- Other retail sale of new goods in specialised stores not commercial art galleries and opticians Ipswich
- Growing of beverage crops Sale
- Manufacture of ready-mixed concrete Fleet
- Public relations and communications activities Penkridge
- Development of building projects Helston
- Construction of domestic buildings Wimbledon
- Quantity surveying activities Shrewsbury
- Manufacture of tools Maghull
- Other urban, suburban or metropolitan passenger land transport not underground, metro or similar Beccles
- Manufacture of other non-distilled fermented beverages Burnham-on-Crouch
- Renting and leasing of office machinery and equipment including computers Wolsingham









Equity Release Loan To Value
- 55% lifetime mortgage with flexible drawdown cash release AIG Life
- 30% loan to value monthly payment equity release Penrith
- 45% loan to value (LTV) monthly payment equity release LV lifetime mortgage
Disadvantages of Home Reversion Schemes
Lump sum lifetime mortgages can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.



The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Private Tenant.
Providers for Equity Release
- Lifetime Mortgage from L&G
- LV equity release
- Aviva
- Stonehaven Mortgage