Hodge Lifetime indexed Lifetime Mortgage

Hodge Lifetime

  • Remove money from your property
  • No monthly payments
  • Buy a family member a home without a mortgage
  • Continue to stay in your house

  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

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Lender Awards
Equity Release Council
Homeowner in their 60s
financial adviser
Old money home
It is often found to find individuals seeking out home reversion schemes, monthly payment life time mortgage or home reversion plans, however, Aviva like The Exeter Equity Release are keen to see proof of your personal situation in the form of bank statements.

  • Support activities to performing arts Sturminster Newton
  • Manufacture of ceramic tiles and flags Peterlee
  • Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Biggleswade
  • Manufacture of other general-purpose machinery n e c Lyme Regis
  • Other non-ferrous metal production Staveley
  • Growing of sugar cane Warminster
  • Performing arts Shirebrook
  • Lead, zinc and tin production Looe
  • Manufacture of sugar confectionery Epworth
  • Web portals Huddersfield
  • Manufacture of starches and starch products Thornbury
  • Manufacture of office and shop furniture Brierfield
  • Construction of commercial buildings Greater Willington
  • Pre-press and pre-media services Shanklin
  • General secondary education Sandwich
  • Manufacture of printed labels Chesterfield
  • Construction of roads and motorways Ludlow
  • First-degree level higher education Silloth
  • Casting of iron Ormskirk
  • Growing of pome fruits and stone fruits Frome
  • Youth hostels Exmouth


Areas where retirement mortgages are common

  • Skelton-in-Cleveland
  • Telscombe
  • Matlock
  • Melton Mowbray
  • Southminster
  • Otley
  • Hyde
  • Castle Cary
  • Bolsover
  • Newport
  • Bicester



How much is it common to release from a home

The more aged you are and the sicker you are the more cash you can release.

interest rates

equity release work

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Aviva Equity Release

Legal and General Lifetime Mortgages

Pure Retirement Mortgages

Santander Equity Release Brokers Uk

Equity Release percentages of your current property value

  • 55% monthly payment equity release Maximum cover Equity Release
  • 35% loan to value monthly payment lifetime mortgage Crown
  • 25% LTV lifetime mortgage with flexible drawdown cash release Evolution Money
  • 35% loan to value monthly payment lifetime mortgage 1st Stop Home Loans
  • 30% loan to value lifetime mortgage with flexible drawdown cash release Clydesdale Bank PLC
  • 60% LTV home reversion plans Equifinance

Legal & General - Flexible Yellow

isle of man

Legal & General Home Finance lifetime mortgage

Hodge Lifetime - Lump Sum Lifetime Mortgage
financial advisers

Difficult to mortgage home types can include properties in poor condition, properties where letting arrangement where the tenancy agreement is not appropriate, freehold houses and bungalows (England, Wales, Northern Ireland), properties with unregistered titles subject to these being registered as part of the legal process and freehold flats (England, Wales, Northern Ireland).

Common pensioner finance products are Lloyds Bank equity release schemes, Barclays mortgages over 65, Halifax pensioner mortgages, L&G later life mortgages and Nationwide BS over 60 mortgages.

Difficult to mortgage home types can include properties with post-1945 asbestos or similar composition roof tiles, properties with any external treatment applied to the roof after construction, large concrete panel systems, privately developed flats in blocks of five storeys or more and properties where the flat is accessed via a deck or balcony.

Common LTV ratios of Lloyds Bank over 60 mortgages, Barclays mortgages over 65, Halifax mortgages for 60 plus, Legal and General interest only mortgages for people over 70, RBS mortgages for 60 year olds and Nationwide equity release schemes for people over 70 are 45%, 60% and 65%.

Tough to finance home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with a single annexe or other self-contained part of the property, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that have solar farms or a large number of wind turbines on the land and properties with mobile phone masts which are within influencing distance of the house.

Tough to mortgage home variants can include high service charges, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), derelict property or where part of the building is in severe disrepair and needs demolishing, timber buildings and missing planning permission or building regulations approval.

How much can I get?

You can borrow 60% of your property’s valuation. For example, if your house is valued at £260000 you can get £156000.

Legal & General Home Finance lifetime mortgage
Pure Retirement - Classic Super Lite Plan
amount you owe
home reversion plans

financial ombudsman service

Pitfalls of Interest Only Lifetime Mortgages

A lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

Santander Equity Release From Property

Just Retirement - Roll-Up Lifetime Mortgage

UK Lenders for Equity Release

  • the Telegraph
  • One Family
  • the Telegraph

Legal & General - Flexible Indigo

  • Bridgewater Equity Release
  • Canada Life Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • TSB Lifetime Mortgage
  • Saga Lifetime Mortgage
  • Age Partnership Equity Release Schemes
  • More2Life Tailored Choice Plan
  • Hodge Equity Release Schemes
  • Just retirement equity release key features
  • L&G Legal & General Flexible Lifetime Mortgage
  • HSBC Equity Release Plans
  • Lloyds Bank Lifetime Mortgage
  • Age Partnership Equity Release
  • Aviva Equity Release Plans
  • Liverpool Victoria LV Equity Release Schemes
  • HSBC Lifetime Mortgage
  • Lloyds Bank Equity Release
  • Just retirement equity release lifetime mortgages
  • Pure Retirement Drawdown Plan
  • HSBC Lifetime Mortgage
  • Royal Bank of Scotland Equity Release

equity release schemes

equity release council