Joint Lifetime Mortgage Pure Retirement Ltd


  • Remove tax-free money from your house
  • No monthly repayments
  • Use the equity released for anything you like
  • Stay living in your own property for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Homeowner in their 60s
lump sum payment
equity release lender
main residence
Money tied up in home
Under 65 Home owner
equity release advice

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How much is it common to release from a home

The older you are and the unhealthier you are the more cash you can release.

Natwest Equity Release Retirement

Hard to finance property types can include properties currently undergoing substantial alterations, extensions or repairs, age-restricted properties, feuhold/freehold properties (including flats) in Scotland, properties with unregistered titles subject to these being registered as part of the legal process and properties owned under any form of shared equity scheme.

Some of the most common retirement loan offerings include Lloyds Bank RIO mortgages, HSBC pensioner mortgages, Post Office later life borrowing schemes, Legal and General mortgages for people 60 plus and Nationwide Building Society mortgages for pensioners.

Difficult to mortgage home types include timber framed properties built before 1920, properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties constructed or converted within the past 10 years, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).

Popular loan to value percentage ratios of Lloyds interest only mortgages for over 60s near London, HSBC mortgages for over 70s, Halifax help to buy for over 60s, Legal and General later life mortgages for over 70s, Bank of Scotland pensioner mortgages over 60 and Nationwide later life interest only mortgages over 75 are 50%, 60% and 70%.

Challenging to mortgage property titles can include properties built or converted into dwellings more than 10 years ago, properties converted from modern commercial premises, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that have solar farms or a large number of wind turbines on the land and properties with mobile phone masts which are within influencing distance of the house.

Tough to mortgage property titles include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, properties without a kitchen or bathroom, properties of non-standard construction, corrugated iron construction and missing planning permission or building regulations approval.

How much can I release?

You can get 65% of your home’s valuation. For example, if your home is valued at £230000 you can release £149500.

financial advice

early repayment

It’s common to find people searching for lump sum lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, the Telegraph like Legal & General are keen to see paperwork to show your personal situation in the form of bank statements.

cash lump sum

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Pitfalls of Equity Release Schemes

A lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Monthly payment equity release may impact the ability to claim benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Equity Release percentages of your current property value

  • 60% lump sum lifetime mortgages Maximum cover Equity Release
  • 25% LTV monthly payment lifetime mortgage Coventry
  • 35% loan to value lumpsum lifetime mortgages Stonehaven
  • 50% loan to value interest-only lifetime mortgages Together Money
  • 25% loan to value monthly payment equity release Tipton and Coseley
  • 55% LTV monthly payment lifetime mortgage Paragon Personal Finance
  • 45% loan to value (LTV) interest-only lifetime mortgages Foundation Home Loans
  • 25% loan to value (LTV) monthly payment lifetime mortgage The Mortgage Works


UK Providers for Equity Release

  • the Telegraph
  • Pure Retirement
  • Lifetime Mortgage from L&G
  • The Exeter Equity Release



  • Collection of hazardous waste Dorking
  • Other human health activities Weston-super-Mare
  • Manufacture of other tanks, reservoirs and containers of metal Hatfield
  • Manufacture of mattresses Tamworth
  • Manufacture of starches and starch products Crook
  • Undifferentiated goods-producing activities of private households for own use Bromborough
  • Residential care activities for the elderly and disabled Atherstone
  • Growing of vegetables and melons, roots and tubers Cleckheaton
  • Mining of lignite Paddock Wood
  • Sea and coastal passenger water transport Bawtry
  • Reproduction of computer media Cramlington
  • Retail sale of other second-hand goods in stores not incl antiques Bolsover
  • Event catering activities Tavistock
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors Mansfield
  • Advertising agencies Minchinhampton
  • Manufacture of agricultural tractors Hedge End
  • Financial leasing Barnstaple
  • Retail sale of cosmetic and toilet articles in specialised stores Caistor
  • Butter and cheese production Hinckley
  • Manufacture of wooden containers Leek
  • Television programming and broadcasting activities Yateley

Pure Retirement Lifetime Mortgages

Pure Retirement Mortgages

Areas where retirement mortgages are common

  • Fordingbridge
  • Tetbury
  • Beckenham
  • Fordbridge
  • Surbiton
  • Ossett
  • Heathfield
  • Lutterworth
  • Shepshed
  • Halesworth
  • Ellesmere
  • Swanley
  • Sedgefield
  • Hemsworth
  • Hayle
  • Cromer
  • Felixstowe

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is a Private Tenant.

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Just Retirement - Roll-Up Lifetime Mortgage
equity release product
amount you can borrow
home reversion plans
equity release advice

  • Bridgewater Equity Release
  • Lloyds Bank Equity Release
  • TSB Equity Release
  • Bridgewater Equity Release Plans
  • Canada Life Lifetime Mortgage
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release
  • More to Life Capital Choice Plus Plan
  • Stonehaven Lifetime Mortgage
  • Lloyds Bank Equity Release Plans
  • TSB Equity Release Schemes
  • NatWest Equity Release Schemes
  • Saga Equity Release Plans
  • Age Partnership Equity Release Plans
  • Aviva Equity Release
  • Just Retirement Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • Lloyds Bank Equity Release Plans
  • TSB Equity Release Schemes
  • Age Partnership Equity Release Plans
  • Bridgewater Equity Release Plans
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • More2Life Capital Choice Plus Plan
  • More to Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Drawdown Plan
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • HSBC Interest Only Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • Age Partnership Interest Only Lifetime Mortgage

Natwest Equity Release Best Deals

interest rates

LV= Lump Sum+ Lifetime Mortgage

equity release products

Located in: Paradigm
Address: 3175 Century Way, Leeds LS15 8ZB
Hours: Closed ⋅ Opens 9 AM Mon
Phone: 0113 366 0599