1.92% APR LandG Equity Release No Broker Fees

LandG Equity Release


  • Release-tax free equity from your house with LandG Equity Release
  • You don’t need to make monthly payments unless you want to
  • Access low Legal and General Lifetime Mortgage Interest Rates
  • Continue to live in your own home as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

home's value
Under 65 Home owner
equity release lender

Crown Retirement Mortgages


One Family Drawdown Lifetime Mortgages

Towns of the UK where equity release is routine


  • Burgess Hill
  • Thorne
  • Wembley
  • Horwich
  • Dalton Town with Newton
  • Holt
  • Maghull
  • Stamford
  • Rowley Regis
  • New Milton
  • Harworth and Bircotes
  • Blackburn
  • Brigg
  • Blackburn
  • Hedge End

It’s often found to encounter individuals seeking out monthly payment lifetime mortgage, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Just Retirement like AIG Life is keen to see proof of your personal situation in the form of investment statements.

  • Age Partnership Equity Release Schemes
  • Canada Life Interest Select Gold Flexi
  • Just Retirement Interest Only Lifetime Mortgage
  • Pure Retirement Equity Release Plans
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release Schemes
  • NatWest Equity Release Schemes
  • Saga Equity Release Schemes
  • Aviva Equity Release Schemes
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Canada Life Lifetime Mortgage
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Nationwide Equity Release
  • HSBC Interest Only Lifetime Mortgage
  • TSB Equity Release Schemes


Downsides of Equity Release Schemes and Legal and General Lifetime Mortgage Interest Rates

A monthly payment lifetime mortgage can reduce your estate value. Home reversion plans may impact the ability to claim benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.


Natwest Retirement Mortgage Reviews

What percentage can be released?

The more aged you are and the unhealthier you are the more cash you can release with LandG Equity Release.


Retired business owners that may be interested in lifetime mortgages


  • Manufacture of prepared feeds for farm animals Stockport
  • Manufacture of other general-purpose machinery n e c Leek
  • Retail sale of games and toys in specialised stores Westbury
  • Wholesale of machine tools Newlyn
  • Hunting, trapping and related service activities Morecambe
  • Wholesale of textiles Chester-le-Street
  • News agency activities Kirkby Lonsdale
  • Urban and suburban passenger railway transportation by underground, metro and similar systems Chard
  • Non-specialised wholesale of food, beverages and tobacco Maghull
  • Retail sale of beverages in specialised stores Edgware
  • Media representation services Royal Wootton Bassett
  • Marine fishing Wadebridge
  • Manufacture of cutlery Hatherleigh
  • Reproduction of video recording Newbiggin-by-the-Sea
  • Repair of consumer electronics Southend-on-Sea
  • Growing of vegetables and melons, roots and tubers Burnham-on-Crouch
  • Glazing Keighley
  • Repair of other equipment Leatherhead
  • Renting and leasing of agricultural machinery and equipment Beverley
  • Retail sale of medical and orthopaedic goods in specialised stores not incl hearing aids n e c Bishops Castle
  • Wholesale of grain, unmanufactured tobacco, seeds and animal feeds Newmarket


Equity Release LTV – LandG Equity Release


  • 50% monthly payment Legal and General Lifetime Mortgage Interest Rates
  • 55% loan to value monthly payment lifetime mortgage Aviva
  • 45% loan to value (LTV) interest-only lifetime mortgages Blemain
  • 25% LTV monthly payment lifetime mortgage Metro Bank Plc

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

Equity Release Scheme Lenders – compare with Legal and General Lifetime Mortgage Interest Rates


  • Aviva
  • New Life
  • Lifetime Mortgage from L&G
  • New Life

Natwest Retirement Mortgage House

Hard to finance property types include properties currently undergoing substantial alterations, extensions or repairs, age restricted properties, feuhold/freehold properties (including flats) in Scotland, properties where the customer is offering only part of the title as security for the loan and properties owned under any form of shared equity scheme.

Many of the most appealing pensioner finance products are Lloyds over 60 lifetime mortgages, Barclays Bank equity release plans, Natwest interest only lifetime mortgages, L&G over 60 mortgages and Nationwide Building Society mortgages for people 60 plus.

Difficult to finance property types can include properties with post 1945 asbestos or similar composition roof tiles , properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, large concrete panel systems, privately developed flats in blocks of two storeys without a lift and privately developed flats in blocks of three or four storeys without a lift.

Some of the most common loan to value ratios of Lloyds Bank mortgages over 70s, Barclays mortgages for over 70s, Halifax retirement interest only mortgages over 60, Legal and General mortgages for people 60 plus, RBS retirement mortgages over 70 and Nationwide Building Society mortgages over 65 are 35%, 55% and 65%.

Tough to finance home variants can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with a single annexe or other self-contained part of the property, properties with more than one annexe or self-contained part of the property, properties with mobile phone masts which are not within influencing distance of the house and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Tough to finance home titles can include properties built on contaminated land, leasehold properties with a short lease, typically less than 70 years, or a defective lease, properties of non-standard construction, thatched buildings and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much can I get?

You can borrow 70% of your property’s valuation. As an example, if your home is valued at £340000 you can get £238000.


arrangement fees

amount you owe


isle of man


authorised and regulated

Legal and general equity release reviews – LandG Equity Release

LandG Equity Release has some great tailored rates to its equity release products.  Their black product has a rate as low as 2.37% MER.  The lower the loan to value and the higher the age the lower the rate.  Even their highest rate product called flexible indigo has rates at around 4% with a no negative equity guarantee.  Another great feature is their optional partial repayments which allows you to make flexible payments if you want to.  Their products are called Black, Pink, Orange, Yellow, Green, Turquoise, Teal, Blue, Navy and Indigo.  Black is the lowest LTV (loan to value) product and Indigo is the highest loan to value product.

Direct Legal and General Details.

Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019

Home Equity Release plans

Product variant:
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable

Legal and General Lifetime Mortgage Interest Rates

Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER

Call us on 03330 048444 Lines are open 8.30 am to 5.30 pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.