
- Remove money from your property
- No need to make monthly payments
- Help your family to buy a home
- Continue to stay in your house for as long as you like
- Could be used to help tax planning


The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.
Crown Drawdown Lifetime Mortgages
LV Drawdown Lifetime Mortgages








Equity Release Loan To Value
- 50% lifetime mortgage with flexible drawdown cash release The Exeter Equity Release
- 50% loan to value lifetime mortgage with flexible drawdown cash release Bower
- 25% loan to value home reversion schemes Holmesdale Building Society
- 40% loan to value home reversion plans Step Change
- 25% loan to value (LTV) home reversion schemes Fleet Mortgages
- 40% loan to value (LTV) interest-only lifetime mortgages West One
- 30% loan to value lumpsum lifetime mortgages Vida Homeloans

Towns in the UK where retirement mortgages are routine
- Bradley Stoke
- Wellington
- Cullompton
- Wood Green
- Haverhill
- Godalming
- Cannock
- Halewood
- Mildenhall
- Middleham
- Hingham
- Leek
- Somerton
- Macclesfield
- Ulverston
- Southend-on-Sea



Examples of retired business owners likely to have equity to release
- Raising of sheep and goats Liskeard
- Manufacture of cocoa and chocolate confectionery Seaford
- Physical well-being activities Horwich
- Manufacture of central heating radiators and boilers Newark-on-Trent
- Manufacture of prepared meals and dishes St Ives
- Agents involved in the sale of a variety of goods Maidenhead
- Construction of roads and motorways Corbridge
- Manufacture of women’s underwear Preesall
- Repair of furniture and home furnishings Marlborough
- Raising of dairy cattle Clun
- Manufacture of non-electronic measuring, testing etc equipment, not for industrial process control Holsworthy
- Other activities of employment placement agencies Eton
- Photographic activities not elsewhere classified Whittlesey
- Retail sale of flowers, plants, seeds, fertilizers, pet animals and pet food in specialised stores Stanhope
- First-degree level higher education Leighton-Linslade
- Public relations and communications activities Horley
- Cultural education Portishead and North Weston
- Manufacture of soft furnishings Redcar
- Manufacture of other fabricated metal products n e c Minehead
- Residential care activities for learning difficulties, mental health and substance abuse Whaley Bridge
- Engineering related scientific and technical consulting activities Colyton





Equity Release Loan To Value
The more elderly you are and the more serious your illnesses you are the more tax free money you can release.

- Hodge Lifetime Flexible Drawdown Plan
- Hodge Lifetime Flexible Drawdown Plan
- Stonehaven Equity Release Scheme
- Lloyds Bank Equity Release Schemes
- HSBC Equity Release Schemes
- More2Life Tailored Choice Plan
- More to Life Capital Choice Plan
- Stonehaven Equity Release Scheme
- Nationwide Equity Release
- Saga Equity Release Schemes
- More 2 Life Flexi Choice Voluntary Payment Super Lite
UK Providers for Equity Release
- Lifetime Mortgage from L&G
- Stonehaven
- Age Concern
Downsides of Home Reversion Plans
Monthly payment life time mortgage can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.
It’s very regular to find people searching for monthly payment life time mortgage, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Key Retirement like Zurich are keen to see paperwork to show your circumstances in the form of investment statements.


