Lloyds Bank Equity Release – Low Fixed Rates

lloyds bank equity release

  • Remove money from your property with Lloyds Bank Equity Release Plans
  • You don’t need to make monthly payments
  • Use the cash to pay off loans and credit cards
  • Continue to stay in your property for as long as you like
  • Often used as vehicle to reduce tax bills
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

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Old money home
Hammersmith London Home
lump sum payment
lending criteria
Homeowner in their 60s
Aviva Retirement Mortgages

Legal and General Equity Release

LV Retirement Mortgages

Canada Life Retirement Mortgages

equity release advice
bank holidays
amount you owe
home reversion plan
make monthly payments
Hodge Lifetime - Lump Sum Lifetime Mortgage

Pitfalls of Equity Release Plans

Monthly payment equity release can reduce the value of your estate. Lifetime mortgage with flexible drawdown cash release may impact entitlements to state benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Equity Release Loan To Value

The more aged you are and the unhealthier you are the more cash you can release.

Areas where Lifetime Mortgages are popular

  • Shifnal
  • Thatcham
  • Northam
  • Otley
  • Attleborough
  • Torpoint
  • Worksop
  • Windermere
  • New Milton
  • Pateley Bridge
  • Garstang
  • Wilton
  • Malmesbury
  • Ware
  • Mossley
  • Bletchley and Fenny Stratford
  • Stratford-upon-Avon
  • Whitchurch
  • Great Yarmouth

 

 

UK Equity Release Scheme Providers

  • More2Life
  • Stonehaven
  • Aviva
  • Fortify Insurance Solutions

 

  • Bridgewater Lifetime Mortgage
  • Hodge Equity Release Schemes
  • Stonehaven Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • NatWest Equity Release
  • Aviva Flexible Voluntary Repayment Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • TSB Equity Release Plans
  • Aviva Lifetime Mortgages
  • More2Life Capital Choice Plus Plan
  • Just Retirement Equity Release Plans
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • HSBC Equity Release
  • Saga home reversion schemes
  • Just retirement equity release lifetime mortgages
  • Pure Retirement Equity Release
  • Lloyds Bank Equity Release Plans
  • Royal Bank of Scotland Equity Release

Santander Lifetime Mortgage Fixed Rate

Difficult to mortgage home types can include properties in the course of construction or pre-construction, entirely tenanted properties, right to buy – properties in England, Wales and Northern Ireland, crofted houses and freehold flats (England, Wales, Northern Ireland).

Many of the most appealing retirement mortgage products are TSB retirement mortgages, Barclays interest only lifetime mortgages, Natwest retirement mortgages, Legal and General equity release schemes and Nationwide over 60 lifetime mortgages.

Hard to finance property types can include properties with post-1945 asbestos or similar composition roof tiles, properties with any externally applied insulation to the walls after construction, privately developed flats, maximum four storeys with a lift, privately developed flats in blocks of two storeys without a lift and properties where the flat is accessed via a deck or balcony.

Some of the most common LTV ratios of TSB pensioner mortgages over 60, Barclays remortgages for people over 50 years old, Halifax lifetime mortgages for over 55s, Legal and General interest only lifetime mortgages for over 70s, RBS mortgages for people over 50 and Nationwide Building Society later life interest only mortgages over 70 are 35%, 55% and 70%.

Challenging to mortgage home variants include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with room(s) or outbuilding(s) used for a small amount of personal commercial use, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that are being used for personal commercial use and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Tough to mortgage property titles can include properties that will be assessed for flood risk, properties without a kitchen or bathroom, derelict property or where part of the building is in severe disrepair and needs demolishing, asbestos construction and concrete frame.

How much money can I release?

You can achieve 70% of your property’s valuation. As an example, if your home is valued at £270000 you can get £189000.


It’s often found to discover individuals searching for monthly payment equity release, monthly payment lifetime mortgage or home reversion plans, however, Age Concern like AIG Life are keen to see paperwork to show your personal situation in the form of bank statements.

Equity release is common among business owners like below

  • Construction of domestic buildings Kettering
  • Manufacture of power-driven hand tools Keynsham
  • Wholesale of mining, construction and civil engineering machinery Cromer
  • Manufacture of paper stationery Kirkby-in-Ashfield
  • Transport via pipeline Portishead and North Weston
  • Mining of chemical and fertilizer minerals West Ham
  • Manufacture of other transport equipment n e c Harrogate
  • Hairdressing and other beauty treatment Godalming
  • Growing of beverage crops Berkeley
  • Wholesale of pharmaceutical goods Wincanton
  • Event catering activities Castle Cary
  • Manufacture of non-domestic cooling and ventilation equipment Thornaby-on-Tees
  • Residential care activities for learning difficulties, mental health and substance abuse Congleton
  • Manufacture of machinery for metallurgy Ambleside
  • Manufacture of other products of wood; manufacture of articles of cork, straw and plaiting materials Buntingford
  • Wholesale of radio, television goods & electrical household appliances other than records, tapes, CD’s & videotapes and the equipment used for playing them St Neots
  • Repair and maintenance of aircraft and spacecraft Bridgnorth
  • Renting and leasing of freight air transport equipment Ormskirk
  • Cargo handling for water transport activities Wigton
  • Private security activities Wellington
  • Manufacture of fertilizers and nitrogen compounds Littlehampton

Santander Lifetime Mortgage Home Reversion Plan

The lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an AST Tenant.

Equity Release LTV with Lloyds Bank Equity Release Plans

  • 55% home reversion schemes Zurich
  • 55% LTV lump sum lifetime mortgages More2Life
  • 50% loan to value (LTV) lump sum lifetime mortgages Equifinance
  • 25% loan to value monthly payment equity release Virgin Money PLC
  • 35% loan to value monthly payment lifetime mortgage Optimum Credit
  • 25% LTV monthly payment lifetime mortgage Loughborough Building Society