Lloyds Lifetime Mortgage Options

Lloyds Bank

  • Release money from your house
  • Not necessary to make regular monthly payments
  • Use the money to help your family buy their first home
  • Continue to stay in your home
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Lender Awards
Equity Release Council
Cash tied up in home
Over 55 Home owner
Raise money with your home
Access home equity tied up
West London Home
HSBC Lifetime Mortgage Calculator

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

  • Aviva Lifetime Mortgage
  • More to Life Flexi Choice Drawdown Lite Plan
  • Age Partnership Equity Release Plans
  • Bridgewater Equity Release
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • More 2 Life Tailored Choice Plan
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Aviva Lifestyle Flexible Option
  • Canada Life Lifestyle Lite Flexi
  • Just Retirement Drawdown Lifetime Mortgage
  • Pure Retirement Equity Release Schemes
  • Stonehaven Interest Select Plan
  • TSB Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Aviva Equity Release
  • Hodge Lifetime Mortgage Plus
  • Stonehaven Interest Only Lifetime Mortgage

 

Equity Release LTV

The older you are and the unhealthier you are the more money you can release.

It’s very regular to find people looking for interest-only lifetime mortgages, monthly payment life time mortgage or interest-only lifetime mortgages, however, Legal and General like AIG Life are keen to see evidence of your personal situation in the form of bank statements.

HSBC Lifetime Mortgage Drawdown Scheme

Equity Release UK Lenders

  • Bower
  • Liverpool Victoria
  • Sunlife Plans
  • Norwich Union
  • Fortify Insurance Solutions

Aviva lifetime mortgage

Downsides of Lifetime Mortgages

Lumpsum lifetime mortgages can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact ability to claim entitlements. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Canada Life Retirement Mortgages

One Family Drawdown Lifetime Mortgages

Just Equity Release

Pure Retirement Equity Release

LV Equity Release

How much is it common to release from a home

  • 50% home reversion plans Old Mutual Wealth
  • 30% loan to value monthly payment life time mortgage Prestige Finance
  • 35% loan to value (LTV) monthly payment equity release West One
  • 55% loan to value monthly payment lifetime mortgage Age Concern
  • 60% LTV lump sum lifetime mortgages Together Money
  • 25% loan to value lumpsum lifetime mortgages First Direct

More2Life - Flexi Choice Lite
More2Life - Capital Choice Plan

More2Life - Flexi Choice Super Lite

Legal & General - Premier Flexible Black

Examples of small business owners with home equity to release

  • Wholesale of dairy products, eggs and edible oils and fats Penzance
  • Undifferentiated goods-producing activities of private households for own use Winchcombe
  • Extraction of crude petroleum Luton
  • Site preparation Rochdale
  • Other sports activities Northleach with Eastington
  • Sea and coastal passenger water transport Bawtry
  • Management consultancy activities other than financial management Windsor
  • Veterinary activities Halesworth
  • Manufacture of sugar Huddersfield
  • Freshwater fishing Northallerton
  • Manufacture of glass fibres Cullompton
  • Freight transport by road Hayle
  • Retail sale of other second-hand goods in stores not incl antiques Hingham
  • Manufacture of luggage, handbags and the like, saddlery and harness Cannock
  • Furnace and chimney cleaning services Hexham
  • Construction of water projects Warrington
  • Raising of camels and camelids Penkridge
  • Manufacture of other wearing apparel and accessories n e c Ambleside
  • Marine aquaculture Tottenham
  • Non-scheduled passenger air transport Wragby
  • Combined facilities support activities Edgware

Canada LIfe - Interest Select Gold Flexi

Towns of the UK where equity release is routine

  • Garstang
  • Kettering
  • Wivenhoe
  • Epsom and Ewell
  • Lydd
  • Slough
  • Darley Dale
  • Southwell
  • Elstree and Borehamwood
  • Slough
  • Exmouth
  • Oldbury
  • St Just-in-Penwith
  • Bridport
  • Hedon
  • East Cowes
  • Uckfield
  • Buxton
  • Market Bosworth
  • Stanley
  • St Mary Cray
  • Elstree and Borehamwood
  • Bletchley and Fenny Stratford