
- Release money from your house
- Not necessary to make regular monthly payments
- Use the money to help your family buy their first home
- Continue to stay in your home








The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.
- Aviva Lifetime Mortgage
- More to Life Flexi Choice Drawdown Lite Plan
- Age Partnership Equity Release Plans
- Bridgewater Equity Release
- Pure Retirement Lifetime Mortgage
- Lloyds Bank Lifetime Mortgage
- More 2 Life Tailored Choice Plan
- NatWest Interest Only Lifetime Mortgage
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Aviva Lifestyle Flexible Option
- Canada Life Lifestyle Lite Flexi
- Just Retirement Drawdown Lifetime Mortgage
- Pure Retirement Equity Release Schemes
- Stonehaven Interest Select Plan
- TSB Equity Release
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Aviva Equity Release
- Hodge Lifetime Mortgage Plus
- Stonehaven Interest Only Lifetime Mortgage
Equity Release LTV
The older you are and the unhealthier you are the more money you can release.
It’s very regular to find people looking for interest-only lifetime mortgages, monthly payment life time mortgage or interest-only lifetime mortgages, however, Legal and General like AIG Life are keen to see evidence of your personal situation in the form of bank statements.



Equity Release UK Lenders
- Bower
- Liverpool Victoria
- Sunlife Plans
- Norwich Union
- Fortify Insurance Solutions

Downsides of Lifetime Mortgages
Lumpsum lifetime mortgages can reduce the inheritance for your family. Monthly payment lifetime mortgage may impact ability to claim entitlements. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.
Canada Life Retirement Mortgages
One Family Drawdown Lifetime Mortgages
Just Equity Release
Pure Retirement Equity Release
LV Equity Release
How much is it common to release from a home
- 50% home reversion plans Old Mutual Wealth
- 30% loan to value monthly payment life time mortgage Prestige Finance
- 35% loan to value (LTV) monthly payment equity release West One
- 55% loan to value monthly payment lifetime mortgage Age Concern
- 60% LTV lump sum lifetime mortgages Together Money
- 25% loan to value lumpsum lifetime mortgages First Direct




Examples of small business owners with home equity to release
- Wholesale of dairy products, eggs and edible oils and fats Penzance
- Undifferentiated goods-producing activities of private households for own use Winchcombe
- Extraction of crude petroleum Luton
- Site preparation Rochdale
- Other sports activities Northleach with Eastington
- Sea and coastal passenger water transport Bawtry
- Management consultancy activities other than financial management Windsor
- Veterinary activities Halesworth
- Manufacture of sugar Huddersfield
- Freshwater fishing Northallerton
- Manufacture of glass fibres Cullompton
- Freight transport by road Hayle
- Retail sale of other second-hand goods in stores not incl antiques Hingham
- Manufacture of luggage, handbags and the like, saddlery and harness Cannock
- Furnace and chimney cleaning services Hexham
- Construction of water projects Warrington
- Raising of camels and camelids Penkridge
- Manufacture of other wearing apparel and accessories n e c Ambleside
- Marine aquaculture Tottenham
- Non-scheduled passenger air transport Wragby
- Combined facilities support activities Edgware

Towns of the UK where equity release is routine
- Garstang
- Kettering
- Wivenhoe
- Epsom and Ewell
- Lydd
- Slough
- Darley Dale
- Southwell
- Elstree and Borehamwood
- Slough
- Exmouth
- Oldbury
- St Just-in-Penwith
- Bridport
- Hedon
- East Cowes
- Uckfield
- Buxton
- Market Bosworth
- Stanley
- St Mary Cray
- Elstree and Borehamwood
- Bletchley and Fenny Stratford