LV= Lifetime Mortgage – Fixed Rate LVE

lv= Liverpool Victoria

  • Remove tax-free cash from your property with LVE
  • Not necessary to make regular monthly payments unless you prefer to pay the interest-only
  • Help your family to buy a house
  • Still, have a mortgage? We can help with that
  • Continue to stay in your home for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

lending criteria
Homeowner in their 60s
main residence
Legal and General Lifetime Mortgages

Crown Mortgages

Downsides of Interest Only Lifetime Mortgages

Lump-sum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact entitlements to benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

is equity release safe

equity release advice
make monthly payments
financial services
aged 55
financial advice
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Pure Retirement - Classic Super Lite Plan

Hodge Lifetime - Lump Sum Lifetime Mortgage

Equity Release percentages of your current property value

The more elderly you are and the unhealthier you are the more tax-free money you can release.

Equity Release Lenders

  • Lifetime Mortgage from L&G
  • Liverpool Victoria
  • Key Retirement
  • Santander

interest rates

home reversion schemes

home reversion plan

Hard to finance property types include properties where proposed building works have not yet commenced, age-restricted properties, freehold houses and bungalows (England, Wales, Northern Ireland), properties that are made up of multiple titles and properties owned under any form of shared equity scheme.

Appealing retirement mortgage products are TSB later life interest only mortgages, Barclays Bank later life interest only mortgages over 60, Natwest mortgages over 65, Legal & General later life mortgages and Nationwide mortgages for 60 plus pensioners.

Hard to mortgage home variants can include Timber-framed properties constructed post-1965, properties with spray foam insulation applied to the underside of the roof, privately developed flats, maximum four storeys with a lift, privately developed flats in blocks of two storeys without a lift and basement or lower ground floor flats without level access to private or communal garden space.

Popular loan to value percentages of TSB interest only lifetime mortgages for over 70s, Barclays mortgages for over 60s, Post Office retirement interest only mortgages over 75, L&G later life interest only mortgages over 75, Royal Bank of Scotland interest only mortgages for over 60s near London and Nationwide BS equity release plans for people over 60 are 50%, 60% and 65%.

Challenging to mortgage home titles include properties built or converted into dwellings more than 10 years ago, properties with grounds in excess of five acres, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that have solar farms or a large number of wind turbines on the land and properties in coastal areas that may be affected by erosion.

Challenging to mortgage property titles can include properties built on contaminated land, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, property is uninhabitable, corrugated iron construction and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

How much money can I borrow?

You can release 70% of your home’s valuation. For example, if your home is worth £260000 you can release £182000.

Just Retirement - Roll-Up Lifetime Mortgage

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

equity release cost

Nationwide Equity Release Drawdown

home reversion plans

Equity Release percentages of your current property value

  • 50% interest-only lifetime mortgages Aegon
  • 30% loan to value home reversion schemes Ecology Building Society
  • 30% loan to value monthly payment lifetime mortgage Evolution Money
  • 35% loan to value monthly payment equity release Foundation Home Loans
  • 25% loan to value (LTV) monthly payment equity release Progressive Building Society

home improvements

Successful business owners who could benefit from equity release tax planning

  • Distribution of gaseous fuels through mains Hornsea
  • Technical testing and analysis Shipston-on-Stour
  • Activities of production holding companies Chingford
  • Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Ilfracombe
  • Activities of open-ended investment companies Leyburn
  • Other human health activities Madeley
  • Mining of uranium and thorium ores Aylsham
  • Manufacture of electric motors, generators and transformers Craven Arms
  • Retail sale of mobile telephones Swanage
  • Manufacture of cider and other fruit wines Sandy
  • Wholesale of fruit and vegetables Stonehouse
  • Manufacture of electrical and electronic equipment for motor vehicles and their engines Yateley
  • Disinfecting and exterminating services Newmarket
  • Media representation services Kidderminster
  • Plastering Marazion
  • Manufacture of builders ware of plastic Barking
  • Barristers at law Stourbridge
  • Manufacture of machinery for paper and paperboard production Arundel
  • Butter and cheese production Horsforth
  • Activities of collection agencies Wiveliscombe
  • Manufacture of cordage, rope, twine and netting Cleator Moor

Its often found to discover individuals seeking out home reversion plans, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Age Concern like Fortify Insurance Solutions are keen to see proof of your circumstances in the form of pension statements.

Nationwide Equity Release Loan

  • More 2 Life Capital Choice Plus Plan
  • L&G Legal & General Flexible Max Plus
  • Just Retirement Equity Release Schemes
  • Stonehaven Lifetime Mortgage
  • Lloyds Bank Equity Release
  • More 2 Life Capital Choice Plan
  • NatWest Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • Aviva Flexible Voluntary Repayment Plan
  • HSBC Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Saga Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • Stonehaven Interest Select Plan
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • More 2 Life Capital Choice Plan
  • Age Partnership Lifetime Mortgage


Towns where Lifetime Mortgages are common

  • Northam
  • Hornsea
  • Brixham
  • Bromley
  • Southwell
  • Bicester
  • Sandbach
  • Ilford
  • Corsham
  • Nailsworth
  • Leighton-Linslade