More to Life Flexi Choice Super Lite Equity Release

more to life

  • Remove tax free equity from your house
  • No monthly repayments
  • Use the money to keep another family member away from a high LTV mortgage
  • Still have a few more mortgages payments to make? No problems
  • Stay living in your own house
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

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Homeowner in their 60s
loan amount
equity release product

equity release schemes

Equity Release Loan To Value

The older you are and the sicker you are the more money you can release.

Hodge Lifetime - Lump Sum Lifetime Mortgage

Pitfalls of Home Reversion Plans

Interest-only lifetime mortgages can reduce the inheritance for your family. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

  • Aviva Lifetime Mortgages
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Stonehaven Equity Release Plan
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • Saga home reversion plan
  • Bridgewater Equity Release Schemes
  • Stonehaven Interest Select Plan
  • HSBC Lifetime Mortgage
  • Lloyds Bank Equity Release
  • More 2 Life Capital Choice Plus Plan
  • TSB Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • Saga Equity Release Plans
  • Canada Life Voluntary Select Gold Flexi
  • Pure Retirement Classic Drawdown Lite Plan
  • Stonehaven Lifetime Mortgage
  • HSBC Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans

Santander Retirement Mortgage Loan

Equity Release Scheme Lenders

  • Key Solutions
  • New Life
  • Age Partnership
  • VitalityLife Equity Release

Santander Retirement Mortgage Uk

amount you can borrow

financial services
equity release cost
home improvements

Difficult to mortgage property types include poorly maintained at the time of the valuation inspection, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in Scotland, commonhold properties and properties with single skin brickwork.

Appealing pensioner finance products are Lloyds Bank interest only mortgages for people over 60, Barclays mortgages for over 65, Natwest later life interest only mortgages, Legal & General lifetime mortgages and Nationwide Building Society interest only mortgages for people over 60.

Hard to mortgage property types can include timber framed properties built before 1920, properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, privately developed flats, maximum four storeys with a lift, freehold/feuhold flats (Scotland only) and freehold flats (England, Wales, Northern Ireland).

Popular loan to values of TSB later life interest only mortgages over 60, HSBC lifetime mortgages for people over 55, Post Office lifetime mortgages for over 55s, L&G interest only lifetime mortgages for over 70s, RBS mortgages for 60 plus and Nationwide interest only mortgages for over 65 year olds are 45%, 55% and 70%.

Challenging to finance property titles can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with flying or creeping freehold which comprises 15% or less of the total floor area, use of the land and any outbuildings for a small amount of personal commercial use., properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties in coastal areas that may be affected by erosion.

Tough to finance property titles include high service charges, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, property is uninhabitable, thatched buildings and concrete frame.

How much cash can I borrow?

You can borrow 60% of your property’s value. For example, if your house is valued at £220000 you can borrow £132000.

cash lump sum
interest rates
bank holidays

Aviva Drawdown Lifetime Mortgages

isle of man

The lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Private Tenant.

What percentage can be released?

  • 50% home reversion schemes Aegon
  • 30% loan to value monthly payment life time mortgage Skipton Building Society
  • 30% loan to value home reversion plans Bank of China UK

It’s very regular to find people looking for home reversion schemes, lumpsum lifetime mortgages or home reversion plans, however, Bower like Royal London Equity Release are keen to see evidence of your situation in the form of bank statements.

amount you owe

arrangement fees

aged 55

home reversion plan

Towns where equity release is common

  • Torpoint
  • Henley-on-Thames
  • Hitchin
  • Tewkesbury
  • Todmorden
  • Ingleby Barwick
  • Ashton-under-Lyne
  • Knaresborough
  • Melton Mowbray
  • Padiham
  • Mexborough
  • Stalybridge
  • Sidmouth
  • Scunthorpe
  • Lydney
  • Blackburn

amount you owe

Examples of small business owners with home equity to release

  • Manufacture of non-electronic measuring, testing etc equipment, not for industrial process control Strood
  • Manufacture of pulp Solihull
  • Retail sale of flowers, plants, seeds, fertilizers, pet animals and pet food in specialised stores Dorking
  • Water collection, treatment and supply Oldbury
  • Other building completion and finishing Smethwick
  • Retail sale of meat and meat products in specialised stores Henley-in-Arden
  • Retail sale of watches and jewellery in specialised stores Haslingden
  • Distilling, rectifying and blending of spirits Leiston
  • Manufacture of office and shop furniture Henley-on-Thames
  • Freight transport by road Spilsby
  • Combined facilities support activities Barton-upon-Humber
  • Manufacture of motor vehicles Chatteris
  • General cleaning of buildings Rochford
  • Growing of oleaginous fruits Eastbourne
  • Support activities for crop production Margate
  • Computer facilities management activities Middlewich
  • Satellite telecommunications activities Great Dunmow
  • Demolition Newbiggin-by-the-Sea
  • Wholesale of coffee, tea, cocoa and spices Wickham
  • Open cast coal working East Ham
  • Manufacture of starches and starch products Mirfield



Phone: 03454 500 151