
- Remove tax free cash from your home
- No need to make monthly payments
- Use the money to pay off credit cards and loans
- Still have some mortgage outstanding? No problems
- Continue to stay in your home for as long as you like
- Could be used to help tax planning











Equity Release percentages of your current property value
The older you are and the sicker you are the more cash you can release.








Equity Release LTV
- 55% monthly payment equity release Fortify Insurance Solutions
- 45% loan to value monthly payment life time mortgage Saga
- 55% loan to value (LTV) home reversion plans Just Retirement
- 40% loan to value interest-only lifetime mortgages Stonehaven Mortgage
- 30% loan to value (LTV) interest-only lifetime mortgages Skipton Building Society
- 30% LTV home reversion schemes Masthaven
- 45% loan to value monthly payment equity release Pepper
- 30% loan to value (LTV) home reversion schemes Yorkshire Bank

Pitfalls of Lifetime Mortgages
Lump sum lifetime mortgages can reduce the inheritance for your family. Home reversion schemes may impact ability to claim entitlements. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

- More 2 Life Capital Choice Plus Plan
- Canada Life Voluntary Select Gold Flexi
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- HSBC Equity Release
- TSB Lifetime Mortgage
- Age Partnership Interest Only Lifetime Mortgage
- Aviva Flexible Voluntary Repayment Plan
- Hodge Equity Release Schemes
- HSBC Equity Release
- NatWest Lifetime Mortgage
- Saga home reversion plan
- More2Life Capital Choice Plus Plan
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- L&G Legal & General Flexible Max Scheme
- Pure Retirement Classic Voluntary Payment Super Lite
- Stonehaven Equity Release
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Saga Lifetime Mortgage
- Liverpool Victoria LV Equity Release
- More to Life Flexi Choice Voluntary Payment Super Lite
- Stonehaven Equity Release Plan
- NatWest Interest Only Lifetime Mortgage
- Royal Bank of Scotland Lifetime Mortgage
- More 2 Life Flexi Choice Drawdown Lite Plan
Retired small business owners that may be interested in Home Reversion Schemes
- Activities of trade unions Lytchett Minster & Upton
- Manufacture of steam generators, except central heating hot water boilers Ilkeston
- Licensed clubs Hadleigh
- Retail sale of newspapers and stationery in specialised stores Beaminster
- Manufacture of cleaning and polishing preparations Bourne
- Manufacture of explosives Longtown
- Manufacture of cutlery Croydon
- Satellite telecommunications activities North Walsham
- Activities of financial services holding companies Amesbury
- Manufacture of glues Brandon
- Retail sale of computers, peripheral units and software in specialised stores Ongar
- Manufacture of other food products n e c Widnes
- Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Easingwold
- Butter and cheese production Norton-on-Derwent
- Specialists medical practice activities Wigan
- Pre-press and pre-media services Lostwithiel
- Raising of horses and other equines Dawlish
- Retail sale of other second-hand goods in stores not incl antiques Grange-over-Sands
- Manufacture of non-wovens and articles made from non-wovens, except apparel Tow Law
- Manufacture of knitted and crocheted hosiery Lechlade
- Transport via pipeline Ulverston

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.
Areas of the UK where equity release is routine
- Wembley
- Smethwick
- Middlesbrough
- Thornbury
- Orford
- Thornaby-on-Tees
- Southwold
- Hitchin
- Wallsend
- South Elmsall
- Harwich
- Ludlow
- Beckenham
- Bulwell
- Market Rasen
- Dartford
- Hadleigh
- Richmond
- Staveley
- Dawlish
Aviva
Legal and General Equity Release
More2Life Drawdown Lifetime Mortgages
LV Equity Release
Canada Life Lifetime Mortgages
Its often found to discover people looking for monthly payment equity release, lumpsum lifetime mortgages or monthly payment equity release, however, the Telegraph like LV Liverpool Victoria are keen to see paperwork to show your personal situation in the form of bank statements.




Equity Release Lenders
- the Telegraph
- Crown
- Lifetime Mortgage from L&G
- Norwich Union