
- Release cash from your house
- No monthly repayments
- Use the money for anything you like
- Continue to live in your own home for as long as you like






Providers for UK Equity Release
- Just Retirement
- Stepchange
- Lifetime Mortgage from L&G
- More 2 Life Capital Choice Plan
- Hodge Equity Release Plans
- L&G Legal & General Flexi Max Voluntary Repayment Plan
- More2Life Tailored Choice Plan
- Nationwide Equity Release
- HSBC Interest Only Lifetime Mortgage
- Bridgewater Lifetime Mortgage
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Canada Life Lifetime Mortgages
- Hodge Lifetime Mortgage Plus
- Just Retirement Interest Only Lifetime Mortgage
- Pure Retirement Equity Release Plans
- HSBC Equity Release
- More to Life Capital Choice Plan
- Lloyds Bank Equity Release Schemes
- TSB Lifetime Interest Only Mortgage
- Age Partnership Equity Release
- Hodge Equity Release Schemes
- Liverpool Victoria LV Equity Release Schemes
- HSBC Equity Release Schemes
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Saga Lifetime Mortgage
Examples of small business owners with home equity to release
- Other activities auxiliary to insurance and pension funding Fazeley
- Fitness facilities Amersham
- Other education n e c Ryde
- Mining of other non-ferrous metal ores Askern
- Hotels and similar accommodation Leiston
- Agents involved in the sale of timber and building materials Hawes
- Manufacture of other wearing apparel and accessories n e c Lowestoft
- Manufacture of prepared meals and dishes Highbridge
- Temporary employment agency activities Northwich
- Public houses and bars Longridge
- Archives activities Waltham Abbey
- Manufacture of other games and toys, n e c Reigate
- Dispensing chemist in specialised stores Coleford
- Cold forming or folding North Petherton
- Manufacture of musical instruments Farnham
- Manufacture of other articles of paper and paperboard n e c Eye
- Retail sale via mail order houses or via Internet Maryport
- Wholesale of fruit and vegetable juices, mineral water and soft drinks Framlingham
- Retail sale of automotive fuel in specialised stores Stow-on-the-Wold
- Wholesale of other food, including fish, crustaceans and molluscs Redcar
- Wholesale of agricultural machinery, equipment and supplies Hexham



Equity Release Loan To Value
The more aged you are and the sicker you are the more tax free money you can release.









It is often found to find individuals seeking out home reversion schemes, lump sum life time mortgages or interest-only lifetime mortgages, however, Sunlife Plans like AIG Life are keen to see evidence of your personal circumstances in the form of pension statements.


Equity Release LTV
- 50% monthly payment lifetime mortgage Royal London Equity Release
- 50% loan to value (LTV) lump sum lifetime mortgages Legal and General
- 55% loan to value (LTV) monthly payment lifetime mortgage 1st Stop Home Loans
- 40% loan to value monthly payment life time mortgage 1st Stop Home Loans
- 30% loan to value (LTV) monthly payment life time mortgage Bank of China UK
- 30% loan to value (LTV) lumpsum lifetime mortgages Equifinance
- 45% loan to value home reversion schemes West One

Crown Retirement Mortgages
Legal and General Mortgages
One Family Mortgages
Pure Retirement Drawdown Lifetime Mortgages
Just Retirement Mortgages
LV Retirement Mortgages



Areas where Lifetime Mortgages are common
- Cleobury Mortimer
- Portishead and North Weston
- Atherstone
- Crediton
- Plympton
- Beckenham
- Withernsea
- Hoddesdon
- Wilmslow
- Hetton
- South Molton
- Snaith and Cowick
- Egremont
- Featherstone
- Mere



The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.
Pitfalls of Lifetime Mortgages
Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Home reversion plans may impact ability to claim entitlements. You may need to pay a broker’s fee and you could be exposed to changes in interest rates with some products.
