L&G Flexible Pink Lifetime Mortgage Legal & General Equity Release

Legal and general equity release reviews

L&G has some great tailored rates to its equity release products.  Their black product has a rate as low as 2.37% MER.  The lower the loan to value and the higher the age the lower the rate.  Even their highest rate product called flexible indigo has rates at around 4% with a no negative equity guarantee.  Another great feature is their optional partial repayments which allows you to make flexible payments if you want to.  Their products are called Black, Pink, Orange, Yellow, Green, Turquoise, Teal, Blue, Navy and Indigo.  Black is the lowest LTV (loan to value) product and Indigo is the highest loan to value product.

• Release-tax free equity from your house
• You don’t need to make monthly payments unless you want to
• Access low Legal and General Lifetime Mortgage Interest Rates
• Continue to live in your own home as long as you like

Crown Retirement Mortgages

More2Life

One Family Drawdown Lifetime Mortgages

Towns of the UK where equity release is routine

• Burgess Hill
• Thorne
• Wembley
• Horwich
• Dalton Town with Newton
• Holt
• Maghull
• Stamford
• Rowley Regis
• New Milton
• Harworth and Bircotes
• Blackburn
• Brigg
• Blackburn
• Hedge End

It’s often found to encounter individuals seeking out monthly payment lifetime mortgage, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Just Retirement like AIG Life is keen to see proof of your personal situation in the form of investment statements.

• Age Partnership Equity Release Schemes
• Canada Life Interest Select Gold Flexi
• Just Retirement Interest Only Lifetime Mortgage
• Pure Retirement Equity Release Plans
• HSBC Equity Release Plans
• Lloyds Bank Equity Release Schemes
• NatWest Equity Release Schemes
• Saga Equity Release Schemes
• Aviva Equity Release Schemes
• Liverpool Victoria LV= Flexible Lifetime Mortgage
• Canada Life Lifetime Mortgage
• L&G Legal & General Premier Flexible Lifetime Mortgage
• Pure Retirement Classic Voluntary Payment Super Lite
• Nationwide Equity Release
• HSBC Interest Only Lifetime Mortgage
• TSB Equity Release Schemes

Downsides of Equity Release Schemes and Legal and General Lifetime Mortgage Interest Rates

A monthly payment lifetime mortgage can reduce your estate value. Home reversion plans may impact the ability to claim benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

What percentage can be released?

The more aged you are and the unhealthier you are the more cash you can release.

• Natwest Retirement Mortgage Reviews
• HSBC Lifetime Mortgage Broker
• Halifax Lifetime Mortgage Buy To Let
• Natwest Equity Release Plan
• HSBC Equity Release Loan
• Lloyds Lifetime Mortgage Interest Only Rates
• Santander Lifetime Mortgage Drawdown Scheme
• Halifax Equity Release From House
• Halifax Retirement Mortgage Providers
• HSBC Retirement Mortgage Age
• Santander Retirement Mortgage Loan
• Nationwide Retirement Mortgage Reviews
• Natwest Lifetime Mortgage Broker
• Nationwide Equity Release From House
• Lloyds Retirement Mortgage Broker
• Lloyds Bank Retirement Mortgages Rates 2021

Retired business owners that may be interested in lifetime mortgages

• Manufacture of prepared feeds for farm animals Stockport
• Manufacture of other general-purpose machinery n e c Leek
• Retail sale of games and toys in specialised stores Westbury
• Wholesale of machine tools Newlyn
• Hunting, trapping and related service activities Morecambe
• Wholesale of textiles Chester-le-Street
• News agency activities Kirkby Lonsdale
• Urban and suburban passenger railway transportation by underground, metro and similar systems Chard
• Non-specialised wholesale of food, beverages and tobacco Maghull
• Retail sale of beverages in specialised stores Edgware
• Media representation services Royal Wootton Bassett
• Marine fishing Wadebridge
• Manufacture of cutlery Hatherleigh
• Reproduction of video recording Newbiggin-by-the-Sea
• Repair of consumer electronics Southend-on-Sea
• Growing of vegetables and melons, roots and tubers Burnham-on-Crouch
• Glazing Keighley
• Repair of other equipment Leatherhead
• Renting and leasing of agricultural machinery and equipment Beverley
• Retail sale of medical and orthopaedic goods in specialised stores not incl hearing aids n e c Bishops Castle
• Wholesale of grain, unmanufactured tobacco, seeds and animal feeds Newmarket

Equity Release LTV

• 50% monthly payment Legal and General Lifetime Mortgage Interest Rates
• 55% loan to value monthly payment lifetime mortgage Aviva
• 45% loan to value (LTV) interest-only lifetime mortgages Blemain
• 25% LTV monthly payment lifetime mortgage Metro Bank Plc

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

Equity Release Scheme Lenders – compare with Legal and General Lifetime Mortgage Interest Rates

• Aviva
• New Life
• Lifetime Mortgage from L&G
• New Life

Direct Legal and General Details.

Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019

Home Equity Release plans

Product variant:
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable

Legal and General Lifetime Mortgage Interest Rates

Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER

Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.