
- Release money from your home
- No monthly repayments
- Help your family with the money you release
- Continue to stay in your home




It is often found to find individuals seeking out interest-only lifetime mortgages, monthly payment life time mortgage or interest-only lifetime mortgages, however, Just Retirement like Aegon are keen to see evidence of your personal circumstances in the form of pension statements.
Areas where Lifetime Mortgages are common
- Henley-on-Thames
- Tadcaster
- Newhaven
- Wetherby
- Broughton-in-Furness
- Felixstowe
- Warrington
- Nuneaton
- Carlton Colville
- Eccleshall
- Ossett
- Ashby Woulds
- Padiham
- Ongar
- Shanklin
- Raunds
- Wimbledon
- Immingham
- Oakham
- Chesham
- Weston-super-Mare
Successful business owners who could benefit from equity release estate planning
- Seed processing for propagation Easingwold
- Freight transport by road Windermere
- Wholesale of other office machinery and equipment Poynton-with-Worth
- Raising of other cattle and buffaloes Alton
- Cold rolling of narrow strip Saxmundham
- Manufacture of cordage, rope, twine and netting Altrincham
- Support activities to performing arts Dawley
- Other retail sale not in stores, stalls or markets Harpenden
- Manufacture of batteries and accumulators Portland
- Artistic creation Thorpe St Andrew
- Manufacture of electric motors, generators and transformers Fordwich
- Manufacture of electricity distribution and control apparatus Hendon
- Retail sale of fruit and vegetables in specialised stores Castleford
- Manufacture of other non-metallic mineral products n e c Hatfield
- Scaffold erection Andover
- Manufacture of other electronic and electric wires and cables Burton upon Trent
- Manufacture of other games and toys, n e c Penryn
- Retail sale of footwear in specialised stores Stalybridge
- manufacture of canvas goods, sacks, etc Berkhamsted
- Public relations and communications activities Southport
- Hospital activities Pershore


Providers for Equity Release
- Bower
- Pure Retirement
- Just Retirement
- Royal London Equity Release
The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.
Equity Release LTV
The older you are and the more serious your illnesses you are the more tax free money you can release.





Equity Release LTV Percentages
- 55% monthly payment equity release Fortify Insurance Solutions
- 35% loan to value home reversion plans Santander
- 30% loan to value lifetime mortgage with flexible drawdown cash release Prestige Finance
- 35% loan to value (LTV) interest-only lifetime mortgages 1st Stop Home Loans
- 30% LTV home reversion schemes Family Building Society
- 50% loan to value (LTV) lump sum lifetime mortgages Key Retirement
- 60% LTV monthly payment lifetime mortgage Norton Finance
- 30% loan to value home reversion schemes Penrith

- Hodge Lifetime Flexible Voluntary Repayment Plan
- Stonehaven Interest Select Plan
- HSBC Equity Release Schemes
- NatWest Lifetime Mortgage
- Age Partnership Interest Only Lifetime Mortgage
- Just Retirement Drawdown Lifetime Mortgage
- Pure Retirement Drawdown Plan
- Stonehaven Equity Release
- TSB Equity Release Schemes
- Nationwide Interest Only Lifetime Mortgage
- Bridgewater Lifetime Mortgage
- Canada Life Second Home Voluntary Select Plan
- Liverpool Victoria LV Equity Release Plans
- More to Life Flexi Choice Drawdown Lite Plan
- TSB Lifetime Interest Only Mortgage








Crown Mortgages
Pure Retirement
Hodge Lifetime Equity Release
Pure Retirement Equity Release

Downsides of Equity Release Plans
Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact entitlements to benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.



