One Family joint Lifetime Mortgage options

One Family

  • Remove tax-free equity from your property
  • No regular monthly payments
  • Help your family to buy another home
  • Continue to stay in your home for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Lender Awards
Equity Release Council
Merton Home
Money tied up in house
Over 55 Home owner
Cash tied up in home
Canada Life Home Finance lifetime mortgage

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an AST Tenant.

How much is it common to release from a home

  • 60% interest-only lifetime mortgages Aegon
  • 50% loan to value lumpsum lifetime mortgages Legal and General
  • 35% LTV interest-only lifetime mortgages Liverpool Victoria
  • 30% LTV lump sum lifetime mortgages Evolution Money
  • 60% loan to value monthly payment lifetime mortgage Norton Finance
  • 30% loan to value monthly payment lifetime mortgage BlueZest
  • 45% loan to value home reversion schemes Stepchange
  • 30% loan to value monthly payment lifetime mortgage Hodge
  • 45% loan to value home reversion schemes Pepper

Lloyds Bank Equity Release Interest Rates

Disadvantages of Interest Only Lifetime Mortgages

Monthly payment lifetime mortgage can reduce the value of your estate. Monthly payment life time mortgage may impact ability to get state benefits. You may need to pay a solicitor’s fee and you could be exposed to changes in interest rates with some products.

Towns of the UK where equity release is routine

  • Attleborough
  • Tenterden
  • Eastwood
  • Adlington
  • Northam
  • Arlesey
  • Horsforth
  • Wood Green
  • Dorchester
  • Lechlade
  • Penistone
  • Hawkinge
  • Ivybridge
  • Middleham
  • Wells-next-the-Sea
  • Newport
  • Hemsworth
  • Ferryhill
  • Stafford
  • Westbury
  • Lewes
  • Fordbridge

Lloyds Bank Equity Release Mortgage

OneFamily lifetime mortgage

More2Life - Capital Choice Plan

More2Life - Capital Choice Plan

LV Lifetime Mortgages

Aviva lifetime mortgage with cashback

Legal & General Home Finance lifetime mortgage

More2Life - Tailored Choice Plan

OneFamily joint lifetime mortgage

More2Life - Flexi Choice Super Lite

  • Aviva Equity Release Schemes
  • More 2 Life Capital Choice Plan
  • Hodge Lifetime Mortgage Plus
  • Liverpool Victoria LV Equity Release
  • TSB Equity Release Schemes
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Aviva Lifetime Mortgages for Pensioners
  • More2Life Capital Choice Plus Plan
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Pure Retirement Drawdown Plan
  • Nationwide Equity Release Schemes
  • Bridgewater Equity Release Plans
  • Just Retirement Equity Release Schemes
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Pure Retirement Classic Drawdown Lite Plan
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release Plans
  • TSB Lifetime Interest Only Mortgage
  • Royal Bank of Scotland Equity Release
  • Age Partnership Equity Release Plans
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Stonehaven Equity Release Plan
  • Lloyds Bank Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • Saga home reversion schemes
  • More 2 Life Capital Choice Plus Plan

It’s often found to discover people seeking out lump sum lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, More2Life like Fortify Insurance Solutions are keen to see evidence of your personal situation in the form of bank statements.

Pure Retirement - Classic Super Lite
Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges
More2Life - Capital Choice Plus Plan
Aviva lifetime mortgage
Legal & General - Flexible Yellow
Just lifetime mortgage

Equity Release Scheme Providers

  • Key Solutions
  • Prudential
  • Legal and General
  • VitalityLife Equity Release

 

Legal & General - Flexible Indigo

What percentage can be released?

The more aged you are and the unhealthier you are the more tax free cash you can release.

  • Freight air transport Thrapston
  • Repair of personal and household goods n e c Aldershot
  • Youth hostels Knaresborough
  • Other construction installation Tenterden
  • Manufacture of knitted and crocheted hosiery Bude-Stratton
  • Publishing of directories and mailing lists Rowley Regis
  • Retail sale in commercial art galleries Highbridge
  • Repair and maintenance of ships and boats Birkenhead
  • Retail sale of other second-hand goods in stores not incl antiques Alcester
  • manufacture of canvas goods, sacks, etc Dovercourt
  • Recovery of sorted materials Barnstaple
  • Barristers at law Wallasey
  • Growing of tobacco Stevenage
  • Environmental consulting activities Neston
  • Trade of gas through mains Croydon
  • Management of real estate on a fee or contract basis Brigg
  • Retail sale via stalls and markets of food, beverages and tobacco products Birchwood
  • Copper production Wadebridge
  • Manufacture of jewellery and related articles Bexhill-on-Sea
  • Repair of fabricated metal products Withernsea
  • Information technology consultancy activities Diss

 

One Family. One Family, Family Investments and Engage Mutual Assurance are all trading names of Family Assurance Friendly Society Limited.
OneFamily Advice is the trading name of OneFamily Advice Limited. OneFamily Advice Limited is registered in England and Wales at 16-17 West Street, Brighton, BN1 2RL registered number 09188369 and is authorised and regulated by the Financial Conduct Authority.