Legal and General Flexible Navy Lifetime Mortgage

retirement interest only mortgage RIO

  • Remove tax-free equity from your property
  • Not necessary to make monthly payments
  • Use the money for a motorhome or new car
  • Continue to live in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

equity release lifetime
financial adviser


  • Aviva Flexible Voluntary Repayment Plan
  • Liverpool Victoria LV Equity Release
  • Pure Retirement Equity Release
  • Lloyds Bank Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Canada Life Second Home Voluntary Select Plan
  • Just Retirement Equity Release
  • Pure Retirement Lifetime Mortgage
  • Stonehaven Interest Select Plan
  • Saga home reversion schemes
  • Age Partnership Interest Only Lifetime Mortgage
  • Aviva Equity Release Plans
  • Canada Life Landlord Voluntary Select Plan
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga home reversion schemes
  • Age Partnership Equity Release Plans

It is often found to discover individuals searching for monthly payment lifetime mortgage, lumpsum lifetime mortgages or home reversion schemes, however, Aviva like AA equity release are keen to see proof of your personal circumstances in the form of bank statements.

equity release equity release
Pure Retirement - Classic Super Lite Plan
financial advisers
LV= Lump Sum+ Lifetime Mortgage
home reversion plan
Just Retirement - Roll-Up Lifetime Mortgage

Canada Life Drawdown Lifetime Mortgages

Hodge Lifetime

Just Retirement Mortgages

LV Equity Release

LV Retirement Mortgages

Towns where equity release is routine

  • North Walsham
  • Raunds
  • Princes Risborough
  • Earley
  • Matlock
  • Crowborough
  • Ashford
  • Wadhurst
  • New Romney
  • Spennymoor
  • Hartland
  • Kendal
  • Clun
  • Cromer

HSBC Retirement Mortgage Uk

Wealthy business owners who could benefit from equity release tax planning

  • Floor and wall covering Bruton
  • Retail sale in commercial art galleries Bexley
  • Manufacture of pulp St Blaise
  • Wholesale of grain, unmanufactured tobacco, seeds and animal feeds Wolverton and Greenleys
  • Other education n e c Hayle
  • Cold drawing of bars Basingstoke
  • Regulation of health care, education, cultural and other social services, not incl social security Higham Ferrers
  • Manufacture of dyes and pigments Ilfracombe
  • Repair and maintenance of other transport equipment n e c Gainsborough
  • Manufacture of malt Christchurch
  • Production of abrasive products Southsea
  • Machining Amesbury
  • Other amusement and recreation activities n e c Bawtry
  • General cleaning of buildings Halstead
  • Manufacture of paper stationery Malton
  • Logging Sandbach
  • Manufacture of other men’s outerwear Chagford
  • Retail sale of automotive fuel in specialised stores Willenhall
  • Wholesale of fruit and vegetable juices, mineral water and soft drinks Aylsham
  • Seed processing for propagation Much Wenlock
  • Other letting and operating of own or leased real estate Westbury

HSBC Retirement Mortgage Loan

Downsides of Home Reversion Plans

Lump sum lifetime mortgages can reduce your estate value. Home reversion schemes may impact ability to claim benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

UK Lenders for Equity Release

  • Key Retirement
  • Saga
  • the Telegraph
  • Prudential

The lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

How much is it common to release from a home

  • 60% monthly payment equity release LV Liverpool Victoria
  • 45% loan to value (LTV) lifetime mortgage with flexible drawdown cash release LV equity release
  • 25% loan to value home reversion schemes The Mortgage Lender
  • 35% loan to value home reversion plans LV lifetime mortgage
  • 25% loan to value home reversion schemes Evolution Money
  • 40% LTV lump sum lifetime mortgages Vida
  • 25% loan to value (LTV) monthly payment lifetime mortgage HSBC Direct
  • 55% LTV home reversion schemes 1st Stop Home Loans
  • 25% loan to value home reversion schemes Platform BTL


Equity Release LTV

The more elderly you are and the unhealthier you are the more tax free money you can release.


Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019
Home Equity Release plans
Product variant
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable

Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.