Legal and General Flexible Green Lifetime Mortgage

retirement interest only mortgage RIO

  • Release tax-free money from your house
  • No need to make regular monthly payments
  • Help your family with the money you release
  • Continue to stay in your property
  • Could be used to optimise tax planning
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

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Halifax Lifetime Mortgage No Payments

home improvements
equity release schemes
interest rates
home reversion plan
early repayment
isle of man

  • Aviva Equity Release Plans
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Bridgewater Equity Release Schemes
  • Nationwide Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Saga Equity Release Schemes
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • Stonehaven Equity Release Plan
  • Nationwide Equity Release Schemes
  • TSB Equity Release
  • Just retirement equity release key features
  • HSBC Interest Only Lifetime Mortgage
  • More to Life Tailored Choice Plan
  • NatWest Equity Release Schemes
  • Aviva Equity Release Schemes
  • Canada Life Voluntary Select Gold Flexi
  • Just Retirement Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • Liverpool Victoria LV Equity Release Plans
  • Stonehaven Equity Release
  • TSB Equity Release Plans
  • More 2 Life Capital Choice Plus Plan


Areas of the UK where equity release is popular

  • Eastwood
  • Sandiacre
  • Newlyn
  • Chesham
  • Barking
  • Elstree and Borehamwood
  • Didcot
  • Witney
  • Cheltenham
  • Cranbrook
  • Sudbury


Equity release is standard among business owners like below

  • Plastering Louth
  • Wholesale of sugar and chocolate and sugar confectionery Hawes
  • Transmission of electricity Heywood
  • Other social work activities without accommodation n e c Bexhill-on-Sea
  • Transport via pipeline Minehead
  • Specialists medical practice activities Painswick
  • Binding and related services Maltby
  • General public administration activities Farnham
  • Renting and leasing of construction and civil engineering machinery and equipment Newent
  • Environmental consulting activities Hedon
  • Fund management activities Marlborough
  • Educational support services Cheadle
  • Other reservation service activities n e c Kirton-in-Lindsey
  • Raising of horses and other equines Redhill
  • Silviculture and other forestry activities Halesworth
  • Combined office administrative service activities Tadcaster
  • Growing of tobacco Wisbech
  • Manufacture of necessary pharmaceutical products Croydon
  • Manufacture of wire products, chain and springs Cleobury Mortimer
  • Installation of industrial machinery and equipment Bletchley and Fenny Stratford
  • Manufacture of soft drinks; production of mineral waters and other bottled waters Finchley



Lenders for UK Equity Release

  • More2Life
  • New Life
  • Legal and General
  • Norwich Union

Canada Life Mortgages
Pure Retirement Retirement Mortgages

Equity Release LTV

  • 55% monthly payment equity release LV Liverpool Victoria
  • 30% loan to value (LTV) monthly payment lifetime mortgage Chorley Building Society
  • 35% loan to value lumpsum lifetime mortgages Stonehaven
  • 25% loan to value (LTV) lump sum lifetime mortgages Swansea Building Society
  • 25% loan to value (LTV) interest-only lifetime mortgages Spring Finance


How much is it common to release from a home

The older you are and the more illnesses you have you are, the more tax-free cash you can release.

Drawbacks of Home Reversion Plans

Home reversion plans can reduce the inheritance for your family. Interest-only lifetime mortgages may impact the ability to get state benefits. You may need to pay a legal fee, and you could have higher rates to pay with some schemes.


It is common to find people looking for monthly payment equity release, monthly payment lifetime mortgage or home reversion plans, however, Legal and General like The Exeter Equity Release are keen to see paperwork to show your situation in the form of investment statements.

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an Assured shorthold tenancy tenant.
Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019
Home Equity Release plans
Product variant
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable

Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.