Legal and General Flexible Yellow Lifetime Mortgage

retirement interest only mortgage RIO

  • Release cash from your house
  • You don’t need to make monthly payments
  • Use the money to help your family buy their first home
  • Stay living in your own house for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

equity release lifetime
home's value
industry body
Home equity Tied Up

Wealthy business owners who could benefit from equity release tax planning

  • Distribution of electricity Petersfield
  • Photocopying, document preparation and other specialised office support activities Yeovil
  • Take-away food shops and mobile food stands Mexborough
  • Retail sale of meat and meat products in specialised stores Fowey
  • Manufacture of flat glass Harrow
  • Repair of household appliances and home and garden equipment Helmsley
  • Retail sale of books in specialised stores Reading
  • Manufacture of paper and paperboard Beccles
  • Manufacture of other rubber products Brading
  • Security dealing on own account Wisbech
  • Liquid milk and cream production Southport
  • Manufacture of perfumes and toilet preparations Deal
  • Manufacture of basic iron and steel and of ferro-alloys Ellesmere Port
  • Television programme distribution activities Radstock
  • Window cleaning services Swanscombe and Greenhithe
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft Harworth and Bircotes
  • Wholesale of fruit and vegetables Burntwood
  • Retail sale of medical and orthopaedic goods in specialised stores not incl hearing aids n e c Ashington
  • Manufacture of household and sanitary goods and of toilet requisites St Just-in-Penwith
  • Manufacture of glass fibres Cirencester
  • Processing and preserving of meat Cowes

isle of man
home improvements
channel islands
make monthly payments
is equity release safe
equity release products

Canada Life Lifetime Mortgages

Crown Equity Release

Hodge Lifetime

One Family Mortgages

It’s usual to encounter individuals seeking out interest-only lifetime mortgages, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Age Concern like VitalityLife Equity Release are keen to see paperwork to show your personal situation in the form of pension statements.

Nationwide Equity Release

What percentage can be released?

The more aged you are and the sicker you are the more tax free money you can release.

  • More 2 Life Capital Choice Plus Plan
  • Canada Life Voluntary Select Gold
  • More2Life Capital Choice Plan
  • Stonehaven Interest Select Plan
  • HSBC Lifetime Mortgage
  • Age Partnership Lifetime Mortgage
  • Bridgewater Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Pure Retirement Equity Release
  • Stonehaven Equity Release
  • More 2 Life Tailored Choice Plan
  • Saga home reversion plan
  • Age Partnership Equity Release Plans
  • Canada Life Voluntary Select Gold
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • More 2 Life Capital Choice Plus Plan
  • Lloyds Bank Lifetime Mortgage
  • Bridgewater Equity Release Plans
  • Hodge Lifetime Flexible Drawdown Plan
  • More 2 Life Flexi Choice Drawdown Lite Plan



Providers for UK Equity Release

  • Age Partnership
  • More to Life
  • Bower


Drawbacks of Lifetime Mortgages

Monthly payment equity release can reduce your estate value. Lumpsum lifetime mortgages may impact entitlements to state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

Nationwide Equity Release Loan

How much is it common to release from a home

  • 55% lifetime mortgage with flexible drawdown cash release The Exeter Equity Release
  • 50% LTV monthly payment life time mortgage Sunlife Plans
  • 25% loan to value (LTV) lumpsum lifetime mortgages Central Trust


Areas of the UK where equity release is routine

  • Madeley
  • Stroud
  • Burton Latimer
  • Wantage
  • Amesbury
  • Ampthill
  • Melksham
  • Thorne
  • Middleton
  • Skelton-in-Cleveland
  • Kidderminster
  • Madeley
  • Chard
  • Houghton Regis
  • Chester-le-Street
  • Raunds
  • Blackrod

The mortgage lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.
Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019
Home Equity Release plans
Product variant
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable

Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.