2.41% MER Lifetime Mortgages Nationwide – No valuation fees

Nationwide mortgages for over 70s

  • Release cash from your house with Nationwide mortgages for over 70s
  • You don’t need to make monthly payments
  • Help a member of your family buy their own home that they couldn’t afford otherwise
  • Continue to live in your own property
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

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Examples of retired business owners likely to have equity to release or Nationwide mortgages for over 70s


  • Motion picture projection activities Hayle
  • Retail sale of clothing in specialised stores Bishops Stortford
  • Wholesale of tobacco products Seaton
  • Retail sale of cosmetic and toilet articles in specialised stores Thrapston
  • Engineering design activities for industrial process and production Skelton-in-Cleveland
  • Manufacture of metal forming machinery Craven Arms
  • Other retail sale in non-specialised stores Kendal
  • Manufacture of dyes and pigments New Milton
  • Wholesale of coffee, tea, cocoa and spices Maidstone
  • Window cleaning services Edgware
  • Manufacture of ceramic tiles and flags Hertford
  • Manufacture of steam generators, except central heating hot water boilers Totnes
  • Operation of bus and coach passenger facilities at bus and coach stations Broughton-in-Furness
  • Manufacture of footwear Grimsby
  • Library activities Chingford
  • Tanning and dressing of leather; dressing and dyeing of fur Southsea
  • Manufacture of fertilizers and nitrogen compounds Chipping Norton
  • Manufacture of prepared meals and dishes Denholme
  • Pension funding Watlington
  • Post-secondary non-tertiary education Elland
  • Other professional, scientific and technical activities n e c Congleton

Aviva Equity Release

Legal and General Drawdown Lifetime Mortgages

More2Life Drawdown Lifetime Mortgages

Pure Retirement

The lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

  • Just Retirement Interest Only Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release Plans
  • NatWest Lifetime Mortgage
  • Age Partnership Equity Release Schemes
  • Bridgewater Equity Release Plans
  • Liverpool Victoria LV Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans
  • Age Partnership Interest Only Lifetime Mortgage
  • Aviva Lifestyle Flexible Option
  • Bridgewater Equity Release
  • Canada Life Second Home Voluntary Select Plan
  • Just retirement defined benefit
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • More 2 Life Capital Choice Plus Plan
  • HSBC Equity Release
  • Saga Equity Release Schemes
  • Canada Life Voluntary Select Gold Flexi
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Stonehaven Equity Release Plan
  • TSB Equity Release
  • Royal Bank of Scotland Equity Release Plans
  • Saga Equity Release Schemes

Its often found to find individuals looking for lifetime mortgage with flexible drawdown cash release, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, Key Solutions like LV Liverpool Victoria are keen to see evidence of your circumstances in the form of pension statements.

UK Equity Release Scheme Providers


  • Key Solutions
  • Liverpool Victoria
  • Just Retirement


Towns in the UK where Lifetime Mortgages Nationwide are common


  • Fordingbridge
  • Ealing
  • Newport Pagnell
  • Heathfield
  • Beckenham
  • Padstow
  • Crewe
  • Staines-upon-Thames
  • Coleshill
  • Irthlingborough
  • Wareham
  • Calne
  • Watlington
  • Hungerford
  • Minchinhampton
  • Margate
  • Bromyard
  • Kingston-upon-Thames


Drawbacks of Nationwide mortgages for over 70s

Interest-only lifetime mortgages can reduce the value of your estate. Monthly payment equity release may impact ability to claim entitlements. You may need to pay a valuation fee and some products expose you to changes in interest rates.

How much is it common to release from a home


  • 60% lump sum lifetime mortgages LV Liverpool Victoria
  • 60% loan to value home reversion plans Aviva
  • 40% loan to value home reversion schemes Prudential
  • 50% loan to value monthly payment equity release Together Money
  • 50% LTV monthly payment lifetime mortgage Age Concern
  • 30% loan to value (LTV) lump sum Lifetime Mortgages Nationwide
  • 50% loan to value (LTV) lump sum lifetime mortgages Together Money
  • 30% loan to value lifetime mortgage with flexible drawdown cash release Accord Mortgages

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Difficult to finance property types can include properties in poor condition, properties where tenants live in a self-contained part of the property, freehold houses and bungalows (England, Wales, Northern Ireland), properties where the customer is offering only part of the title as security for the loan and properties with owned solar panels.

Many of the most appealing pensioner loan products include Lloyds Bank retirement mortgages, HSBC later life interest only mortgages over 60, Natwest mortgages over 70s, Legal & General RIO mortgages and Nationwide retirement mortgages.

Difficult to mortgage home types can include timber framed properties built before 1920, timber framed properties built between 1920 and 1965, large concrete panel systems, privately developed flats in blocks of five storeys or more and basement or lower ground floor flats without level access to private or communal garden space.

Common loan to value ratios of TSB pensioner mortgages over 70s, Barclays Bank interest only lifetime mortgages for people over 60, Natwest retirement interest only mortgages over 75, Legal & General mortgages for people 60 plus, Royal Bank of Scotland retirement interest only mortgages over 60 and Nationwide Building Society later life mortgages for over 60s are 35%, 60% and 65%.

Challenging to finance home titles include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties that have solar farms or a large number of wind turbines on the land and properties in coastal areas that may be affected by erosion.

Tough to finance home variants include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), properties where there are boundary disputes or where planning applications have not been applied for correctly, thatched buildings and properties that has never been registered with the land registry.

How much cash can I borrow?

You can release 65% of your home’s valuation. For example, if your home is worth £260000 you can borrow £169000.

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Equity Release LTV

The more elderly you are and the unhealthier you are the more tax-free money you can release.

Lloyds Lifetime Mortgage Comparison