- Remove tax-free equity from your property
- No monthly payments
- Use the money for anything you like
- Still have a few more mortgages payments to make? We can help with that
- Continue to live in your own house
- Could be used to help tax planning
What percentage can be released?
The more elderly you are and the unhealthier you are the more tax free cash you can release.
- More 2 Life Flexi Choice Drawdown Lite Plan
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Just Retirement Interest Only Lifetime Mortgage
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Lloyds Bank Lifetime Mortgage
- More 2 Life Flexi Choice Drawdown Lite Plan
- TSB Lifetime Interest Only Mortgage
- NatWest Equity Release Plans
- Royal Bank of Scotland Interest Only Lifetime Mortgage
- Aviva Lifetime Mortgages for Pensioners
- More2Life Capital Choice Plan
- Hodge Equity Release Schemes
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- NatWest Equity Release Plans
- Age Partnership Equity Release Schemes
- Canada Life Prestige Flexi Option
- L&G Legal & General Flexible Lifetime Mortgage
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- More to Life Flexi Choice Drawdown Lite Plan
- Stonehaven Equity Release Plan
- Age Partnership Equity Release Plans
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.
Equity Release LTV
- 55% lumpsum lifetime mortgages The Exeter Equity Release
- 35% loan to value (LTV) interest-only lifetime mortgages Step Change
- 25% loan to value monthly payment life time mortgage Equifinance
- 55% loan to value (LTV) monthly payment lifetime mortgage Together Money
- 30% loan to value home reversion schemes Fleet Mortgages
Successful business owners who could benefit from Home Reversion Scheme tax planning
- Raising of camels and camelids Newhaven
- Other specialised construction activities n e c Hartland
- Renting and leasing of other personal and household goods Stafford
- Preparation and spinning of textile fibres Highworth
- Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Margate
- Casting of light metals Princes Risborough
- Agents involved in the sale of a variety of goods Windermere
- Casting of other non-ferrous metals Dartmouth
- Fund management activities Chingford
- Growing of pome fruits and stone fruits Middlewich
- Photocopying, document preparation and other specialised office support activities Chertsey
- Manufacture of agricultural tractors South Woodham Ferrers
- Private security activities Wetherby
- Barristers at law Preesall
- Other treatment of petroleum products excluding petrochemicals manufacture Cleckheaton
- Ready-made interactive leisure and entertainment software development Beverley
- Activities of sport clubs Winslow
- Sawmilling and planing of wood Kirkby Lonsdale
- Wholesale of wood, construction materials and sanitary equipment Chulmleigh
- General public administration activities Hounslow
- Manufacture of other parts and accessories for motor vehicles Bilston
Towns where retirement mortgages are popular
- New Milton
- Mere
- Stockton-on-Tees
- Bollington
- Totnes
- Padiham
- Malvern
- Matlock
- Stevenage
- Aspatria
- Dover
- Swaffham
- Edenbridge
- Weston-super-Mare
- Northampton
- Bexley
- Swanage
- Berwick-upon-Tweed
It’s often found to encounter people looking for home reversion plans, lump sum life time mortgages or lifetime mortgage with flexible drawdown cash release, however, Just Retirement like Maximum cover Equity Release are keen to see paperwork to show your circumstances in the form of bank statements.
UK Equity Release Providers
- Lifetime Mortgage from L&G
- Stonehaven Mortgage
- Bower
More2Life Retirement Mortgages
Pure Retirement Drawdown Lifetime Mortgages
Just Equity Release
Just Retirement Mortgages
Pitfalls of Lifetime Mortgages
Monthly payment life time mortgage can reduce your estate value. Lump sum lifetime mortgages may impact ability to claim entitlements. You may need to pay an advisor’s fee and you could be exposed to changes in interest rates with some products.
