Compare Natwest Equity Release with Pure Retirement?

Natwest Equity Release

  • Remove money from your property with Natwest Equity Release
  • Not necessary to make regular monthly payments
  • Use the equity released for anything you like
  • Still, have a few more mortgages payments to make? We can help with that
  • Stay living in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

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main residence
industry body
equity release lifetime
Homeowner in their 60s

  • Aviva Lifestyle Flexible Option
  • Bridgewater Equity Release
  • Canada Life Lifetime Mortgage
  • Just retirement equity release key features
  • More2Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Equity Release Plans
  • Stonehaven Interest Select Plan
  • TSB Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Just retirement equity release key features
  • L&G Legal & General Flexible Max Scheme
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release
  • Saga home reversion plan
  • Age Partnership Equity Release Plans
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Just Retirement Interest Only Lifetime Mortgage
  • Pure Retirement Equity Release Plans
  • Age Partnership Equity Release Plans
  • Bridgewater Equity Release Schemes
  • Canada Life Interest Select Gold Flexi
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Equity Release Schemes
  • Nationwide Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage


Equity Release LTV Percentages

  • 60% home reversion schemes LV Liverpool Victoria
  • 50% LTV lifetime mortgage with flexible drawdown cash release Sunlife Plans
  • 30% LTV home reversion schemes Equifinance
  • 55% loan to value lifetime mortgage with flexible drawdown cash release Paragon Personal Finance
  • 25% LTV interest-only lifetime mortgages Platform Mainstream
  • 55% loan to value home reversion schemes Lifetime Mortgage from L&G
  • 35% loan to value (LTV) lump sum lifetime mortgages Stepchange
  • 30% loan to value (LTV) lump sum lifetime mortgages Equifinance
  • 40% loan to value home reversion schemes Blemain
  • 30% loan to value (LTV) monthly payment lifetime mortgage Saffron Building Society
  • 30% LTV monthly payment lifetime mortgage Pepper Money


Downsides of Lifetime Mortgages

Home reversion plans can reduce the value of your estate. Interest-only lifetime mortgages may impact entitlements to state benefits. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Equity release is common among business owners like below

  • Reproduction of computer media Westbury
  • Manufacture of cocoa and chocolate confectionery Uttoxeter
  • Other information service activities n e c Barnes
  • Retail sale of audio and video equipment in specialised stores Eton
  • Logging Edenbridge
  • Other accommodation Ilminster
  • Activities of exhibition and fair organisers Malvern
  • Freight transport by road Pontefract
  • Plastering Kidsgrove
  • Window cleaning services Bovey Tracey
  • Growing of sugar cane Stratford-upon-Avon
  • Manufacture of mattresses Ollerton and Boughton
  • Construction of railways and underground railways Shanklin
  • Growing of pome fruits and stone fruits Royal Tunbridge Wells
  • Licensed carriers Southwell
  • Cold rolling of narrow strip South Cave
  • Manufacture of doors and windows of metal Boroughbridge
  • Archives activities Bilston
  • Other building and industrial cleaning activities Kimberley
  • Dental practice activities Porthleven
  • Wholesale of other machinery and equipment Beccles



Lenders for Equity Release similar to a Natwest Equity Release Scheme

  • Aviva
  • Prudential Lifetime
  • Legal and General
  • Norwich Union

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the resident is an AST Tenant.

Canada Life Drawdown Lifetime Mortgages

Legal and General Retirement Mortgages

Legal and General Lifetime Mortgages

How much is it common to release from a home with a Natwest Equity Release Plan

The older you are and the unhealthier you are the more tax-free cash you can release.

Towns where Natwest Equity Release is popular

  • Garstang
  • Skelmersdale
  • Battle
  • Leek
  • Oldham
  • Haverhill
  • Peacehaven
  • Hawkinge
  • North Hykeham
  • Hessle
  • Ashburton
  • Newbury
  • Ongar
  • Todmorden
  • Workington
  • Olney
  • Topsham
  • Whittlesey


Hard to finance property variants can include properties in poor condition, properties where letting arrangement where the tenancy agreement is not appropriate, freehold houses and bungalows (England, Wales, Northern Ireland), commonhold properties and properties with leased solar panels.

Popular pensioner finance products include Lloyds mortgages for over 65, HSBC interest only retirement mortgages for over 70s, Natwest interest only mortgages for people over 70, L&G mortgages over 70s and Nationwide Building Society mortgages over 70s.

Difficult to finance property types include pre-fabricated reinforced concrete (PRC), properties with any external treatment applied to the roof after construction, large concrete panel systems, coach houses i.e. freehold properties with garages beneath and freehold flats (England, Wales, Northern Ireland).

Common loan to value percentages of Lloyds retirement mortgages over 70, HSBC mortgages for 60 plus, Natwest mortgages for people 60 plus, Legal & General RIO mortgages over 75, Bank of Scotland interest only lifetime mortgages for over 70s and Nationwide Building Society later life borrowing schemes over 55 are 50%, 60% and 65%.

Challenging to finance property variants include properties built or converted into dwellings more than 10 years ago, properties with grounds in excess of five acres, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties with mobile phone masts which are not within influencing distance of the house and properties that have a private water supply provided a contract is in place with an approved maintenance company for regular testing and maintenance.

Tough to finance property titles include rentcharges properties with a high estate rentcharge, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, property is uninhabitable, timber buildings and missing planning permission or building regulations approval.

How much cash can I get?

You can get 60% of your property’s valuation. For example, if your home is valued at £220000 you can get £132000.

cash lump sum
home reversion plan
equity release product
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It is common to find individuals searching for lump sum lifetime mortgages, monthly payment lifetime mortgages or interest-only lifetime mortgages, however, Age Concern like Fortify Insurance Solutions are keen to see paperwork to show your situation in the form of bank statements.