
- Release equity from your property
- Not necessary to make regular monthly payments
- Use the equity released for anything you like
- Stay living in your own home for as long as you like


The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an AST Tenant.
Examples of small business owners with home equity to release
- Cold drawing of wire North Hykeham
- Processing and preserving of poultry meat West Tilbury
- Wholesale of china and glassware and cleaning materials Selby
- Manufacture of luggage, handbags and the like, saddlery and harness Newlyn
- Agents involved in the sale of food, beverages and tobacco Normanton
- Manufacture of electric lighting equipment Deal
- Mineral oil refining Rothwell
- Public relations and communications activities Rothwell
- Computer facilities management activities Braunstone Town
- Growing of tropical and subtropical fruits Wiveliscombe
- Manufacture of other products of wood; manufacture of articles of cork, straw and plaiting materials Elstree and Borehamwood
- General cleaning of buildings Bury St Edmunds
- Other letting and operating of own or leased real estate Stamford
- Floor and wall covering Harlow
- Manufacture of electric domestic appliances Winchelsea
- Engineering related scientific and technical consulting activities Brandon
- Printing of newspapers Holt
- Support activities for petroleum and natural gas extraction Buckfastleigh
- Retail sale of electrical household appliances in specialised stores Dewsbury
- Repair of furniture and home furnishings Kirkby-in-Ashfield
- Raising of sheep and goats Lytham St Annes









Disadvantages of Home Reversion Plans
Monthly payment lifetime mortgage can reduce the inheritance for your family. Monthly payment life time mortgage may impact ability to get state benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Towns where retirement mortgages are popular
- Wigton
- Alfreton
- Wiveliscombe
- Wantage
- Ollerton and Boughton
- Knaresborough
- Leigh-on-Sea
- Chapel-en-le-Frith
- Ealing
- Long Sutton
- West Bromwich
- Witney
- Cleckheaton
- Stretford
- Stockton-on-Tees
- Oswestry
- Stalybridge
- Westerham

Equity Release percentages of your current property value
The more elderly you are and the more serious your illnesses you are the more cash you can release.
Crown Equity Release
Hodge Lifetime Retirement Mortgages
Legal and General Retirement Mortgages
More2Life Lifetime Mortgages

Equity Release percentages of your current property value
- 50% monthly payment lifetime mortgage VitalityLife Equity Release
- 50% loan to value lifetime mortgage with flexible drawdown cash release Just Retirement
- 30% LTV home reversion plans The Mortgage Works
- 30% loan to value monthly payment lifetime mortgage Vida Homeloans
- 55% LTV interest-only lifetime mortgages Equifinance
- More 2 Life Flexi Choice Voluntary Payment Super Lite
- Stonehaven Equity Release Plan
- Nationwide Equity Release
- Lloyds Bank Lifetime Mortgage
- Saga home reversion schemes
- Canada Life Equity Release Plans
- Stonehaven Lifetime Mortgage
- HSBC Lifetime Mortgage
- NatWest Equity Release Plans
- Saga Lifetime Mortgage
- More2Life Capital Choice Plan
- Liverpool Victoria LV= Flexible Lifetime Mortgage
- Stonehaven Lifetime Mortgage
- Nationwide Interest Only Lifetime Mortgage
- HSBC Equity Release
- Saga Equity Release Plans
- Aviva Equity Release Plans
- Liverpool Victoria LV Equity Release
- More to Life Flexi Choice Drawdown Lite Plan
- HSBC Equity Release Schemes
- Lloyds Bank Equity Release Plans
- Saga Lifetime Mortgage
UK Equity Release Lenders
- Lifetime Mortgage from L&G
- Step Change
- the Telegraph
- More to Life
It’s very regular to encounter individuals seeking out interest-only lifetime mortgages, lump sum life time mortgages or home reversion plans, however, Age Concern like Maximum cover Equity Release are keen to see paperwork to show your circumstances in the form of bank statements.









One Family. One Family, Family Investments and Engage Mutual Assurance are all trading names of Family Assurance Friendly Society Limited.
OneFamily Advice is the trading name of OneFamily Advice Limited. OneFamily Advice Limited is registered in England and Wales at 16-17 West Street, Brighton, BN1 2RL registered number 09188369 and is authorised and regulated by the Financial Conduct Authority.