Pure Retirement Sovereign Drawdown Lifetime Mortgage


  • Remove tax free cash from your house
  • You don’t need to make monthly payments
  • Help a family member buy their own home with a smaller mortgage
  • Continue to live in your own house
  • Often used to help tax planning
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

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Wealthy business owners who could benefit from equity release estate planning

  • Manufacture of malt Downham Market
  • Manufacture of other articles of concrete, plaster and cement Bottesford
  • Veterinary activities Modbury
  • Administration of financial markets Chingford
  • Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Telscombe
  • Construction of bridges and tunnels Cockermouth
  • Cold drawing of bars Bishops Waltham
  • Manufacture of pulp Wigan
  • Activities auxiliary to financial intermediation n e c Thame
  • Manufacture of electrical and electronic equipment for motor vehicles and their engines Rochdale
  • Retail sale of automotive fuel in specialised stores Horwich
  • Retail sale of medical and orthopaedic goods in specialised stores not incl hearing aids n e c Cullompton
  • Retail sale via stalls and markets of other goods Rushden
  • Agents involved in the sale of food, beverages and tobacco Bilston
  • Extraction of peat Ilkley
  • Gambling and betting activities Garstang
  • Manufacture of printed labels Medlar-with-Wesham
  • Tanning and dressing of leather; dressing and dyeing of fur Sprowston
  • Building of pleasure and sporting boats Peterlee
  • Real estate agencies Earby
  • Washing and dry- cleaning of textile and fur products Stalybridge

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

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Areas of the UK where equity release is common

  • Ashby Woulds
  • Whittlesey
  • Shefford
  • Hitchin
  • Crewe
  • Bromyard
  • Alsager
  • Dursley
  • Topsham
  • Stretford
  • Newport
  • Braintree
  • Ludlow
  • Malmesbury

Hodge Lifetime Mortgages
Pure Retirement Mortgages

financial services

Hard to mortgage home variants can include homes requiring essential repairs, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in Scotland, properties that are made up of multiple titles and freehold flats (England, Wales, Northern Ireland).

Some of the most common retirement mortgage products include TSB mortgages over 70s, HSBC mortgages for over 50 year olds, Post Office mortgages for people 60 plus, L&G interest only mortgages for over 60s and Nationwide Building Society interest only lifetime mortgages.

Difficult to finance property types include timber framed properties built before 1920, properties with any external treatment applied to the roof after construction, properties with minimum floor area of 30 square metres, privately developed flats in blocks of five storeys or more and basement or lower ground floor flats with level access to private or communal garden space.

Popular loan to values of Lloyds Bank mortgages for 60 plus pensioners, Barclays lifetime mortgages for people over 55, Halifax over 60 lifetime mortgages no fees, L&G mortgages for over 50 year olds, Bank of Scotland remortgages for people over 50 years old and Nationwide Building Society interest only mortgages for over 60s are 35%, 55% and 70%.

Challenging to mortgage home variants can include properties built or converted into dwellings within the last 10 years, properties converted from modern commercial premises, agricultural use of the land and any outbuildings, properties that are being used for personal commercial use and properties with mobile phone masts which are within influencing distance of the house.

Tough to finance property variants include properties built on contaminated land, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), the property is uninhabitable, cob property and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

How much money can I get?

You can release 65% of your home’s valuation. As an example, if your house is worth £210000 you can release £136500.

Lloyds Bank Lifetime Mortgage Buy To Let

Downsides of Home Reversion Schemes

Interest-only lifetime mortgages can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay a legal fee and some products expose you to changes in interest rates.

UK Lenders for Equity Release

  • Key Retirement
  • More to Life
  • Age Partnership

authorised and regulated

equity release products

  • Canada Life Lifetime Mortgage
  • Just retirement equity release key features
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release
  • Saga home reversion schemes
  • Age Partnership Equity Release
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Liverpool Victoria LV Equity Release
  • Royal Bank of Scotland Equity Release Schemes
  • Liverpool Victoria LV Equity Release
  • Nationwide Equity Release Plans
  • TSB Lifetime Interest Only Mortgage
  • NatWest Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans
  • Saga home reversion schemes
  • Bridgewater Equity Release
  • Hodge Indexed Lifetime Mortgage
  • Pure Retirement Equity Release Schemes
  • Lloyds Bank Lifetime Mortgage
  • More 2 Life Tailored Choice Plan
  • Age Partnership Equity Release Schemes


Equity Release LTV

  • 60% lumpsum lifetime mortgages The Exeter Equity Release
  • 25% loan to value (LTV) home reversion schemes Masthaven
  • 40% loan to value (LTV) interest-only lifetime mortgages West One
  • 30% LTV interest-only lifetime mortgages Chelsea Building Society
  • 60% loan to value (LTV) lumpsum lifetime mortgages Aviva
  • 25% loan to value lump sum lifetime mortgages Prestige Finance
  • 55% LTV lifetime mortgage with flexible drawdown cash release Together Money
  • 25% loan to value home reversion plans Spring Finance
  • 50% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Norton Finance


Equity Release Loan To Value

The older you are and the the more illnesses you have you are the more money you can release.

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Its often found to find individuals looking for monthly payment equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Lifetime Mortgage from L&G like AIG Life are keen to see evidence of your personal circumstances in the form of pension statements.

Located in: Paradigm
Address: 3175 Century Way, Leeds LS15 8ZB
Hours: Closed ⋅ Opens 9 AM Mon
Phone: 0113 366 0599