Pure Retirement Classic Super Lite Lifetime Mortgages


  • Remove tax-free equity from your property
  • You don’t need to make regular monthly payments
  • Use the money for a holiday
  • Stay living in your own house
  • Often used to manage inheritance tax bills
  • Your Requirements

  • Please enter a number from 9000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

home's value
equity release lender
home's value
Hammersmith London Home
equity release is right for you
equity release lender
main residence

Small business owners detail likely with equity to release from their homes

  • Activities of agricultural holding companies Ashton-under-Lyne
  • Activities auxiliary to financial intermediation n e c Cotgrave
  • Shaping and processing of flat glass Fareham
  • Raising of camels and camelids Witham
  • Renting and leasing of passenger water transport equipment Enfield
  • Retail sale of telecommunications equipment other than mobile telephones Sandwich
  • Tanning and dressing of leather; dressing and dyeing of fur Luton
  • Cargo handling for air transport activities Market Deeping
  • Specialists medical practice activities West Bedlington
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Atherstone
  • Manufacture of articles of fur Woburn Sands
  • Retail sale in commercial art galleries Bletchley and Fenny Stratford
  • Manufacture of sugar confectionery Norton-on-Derwent
  • Manufacture of trailers and semi-trailers Thatcham
  • Other construction installation West Mersea
  • Funeral and related activities Stone
  • Public order and safety activities Chester-le-Street
  • Growing of fibre crops South Cave
  • Social work activities without accommodation for the elderly and disabled Newton Abbot
  • Manufacture of brooms and brushes Maryport
  • Publishing of newspapers Ferndown

equity release products

amount you owe


UK Equity Release Scheme Lenders

  • Bower
  • Step Change
  • Aviva

Lloyds Lifetime Mortgage Broker

Hard to finance home variants include properties in poor condition, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in Scotland, commonhold properties and properties owned under any form of shared equity scheme.

Common retirement mortgage products are Lloyds Bank lifetime mortgages, Barclays mortgages for 60 plus pensioners, Halifax over 60 mortgages, Legal & General interest only mortgages for people over 60 and Nationwide BS later life borrowing schemes.

Hard to mortgage home types can include Timber-framed properties constructed post-1965, properties with any externally applied insulation to the walls after construction, large concrete panel systems, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).

Common LTV ratios of TSB interest only lifetime mortgages for people over 60, Barclays Bank mortgages over 70s, Halifax mortgages for over 70s, Legal and General lifetime mortgages for over 55s, Royal Bank of Scotland lifetime mortgages for people over 55 and Nationwide BS mortgages for pensioners over 60 are 40%, 55% and 65%.

Tough to finance property titles include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties with mobile phone masts which are not within influencing distance of the house and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Challenging to finance home titles can include properties with legal agreements such as Overage, Clawback, Option, Pre-emption, or any onerous Restrictive Covenant, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, cob property and missing planning permission or building regulations approval.

How much cash can I borrow?

You can achieve 70% of your home’s valuation. For example, if your house is worth £360000 you can borrow £252000.

Aviva Drawdown Lifetime Mortgages

Canada Life Lifetime Mortgages

Pure Retirement Equity Release

Just Drawdown Lifetime Mortgages

LV Retirement Mortgages

Canada Life Retirement Mortgages


Hodge Lifetime

Just Retirement - Roll-Up Lifetime Mortgage

Lloyds Lifetime Mortgage Maximum Ltv

Equity Release LTV Percentages

  • 55% monthly payment lifetime mortgage The Exeter Equity Release
  • 50% loan to value lumpsum lifetime mortgages More2Life
  • 45% loan to value lumpsum lifetime mortgages LV equity release
  • 30% loan to value (LTV) lumpsum lifetime mortgages Central Trust
  • 40% loan to value home reversion plans United Trust Bank


What percentage can be released?

The more elderly you are and the unhealthier you are the more tax free money you can release.

equity release advice

Pure Retirement - Classic Super Lite Plan

Pitfalls of Interest Only Lifetime Mortgages

Monthly payment lifetime mortgage can reduce your estate value. Monthly payment life time mortgage may impact ability to claim benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Areas of the UK where Lifetime Mortgages are routine

  • Crediton
  • Fakenham
  • Norton-on-Derwent
  • Ongar
  • Hoddesdon
  • Harrow
  • Leyburn
  • Market Rasen
  • Godmanchester
  • Aldeburgh
  • Ottery St Mary
  • Shaftesbury
  • Stafford
  • South Kirkby and Moorthorpe
  • Whitchurch


  • TSB Equity Release
  • Age Partnership Equity Release
  • Bridgewater Equity Release Plans
  • Canada Life Lifetime Mortgages
  • More2Life Capital Choice Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Nationwide Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • HSBC Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Age Partnership Lifetime Mortgage
  • Canada Life Equity Release Schemes
  • More to Life Capital Choice Plan
  • Lloyds Bank Equity Release
  • NatWest Equity Release Plans
  • More 2 Life Flexi Choice Voluntary Payment Super Lite

LV= Lump Sum+ Lifetime Mortgage
is equity release safe
equity release council
Hodge Lifetime - Lump Sum Lifetime Mortgage
financial ombudsman service
home reversion schemes

financial advisers

early repayment

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an AST Tenant.

It is usual to encounter people seeking out lifetime mortgage with flexible drawdown cash release, monthly payment life time mortgage or home reversion plans, however, More2Life like VitalityLife Equity Release are keen to see evidence of your personal circumstances in the form of bank statements.

equity release cost

channel islands

equity release products

Located in: Paradigm
Address: 3175 Century Way, Leeds LS15 8ZB
Hours: Closed ⋅ Opens 9 AM Mon
Phone: 0113 366 0599