- Release tax-free equity from your home
- No monthly repayments
- Use the money for a motorhome or new car
- Still, have a few more mortgages payments to make? We can help with that
- Continue to live in your own house
Equity Release Loan To Value
- 50% monthly payment equity release VitalityLife Equity Release
- 60% loan to value (LTV) lump sum lifetime mortgages Legal and General
- 25% LTV monthly payment lifetime mortgage Coventry Building Society-Godiva
- 40% loan to value (LTV) home reversion schemes Stonehaven Mortgage
- 25% loan to value lumpsum lifetime mortgages Post Office Mtgs
- 30% loan to value lump sum lifetime mortgages Central Trust
- 60% loan to value home reversion schemes Norton Finance
Wealthy business owners who could benefit from equity release tax planning
- Renting and leasing of agricultural machinery and equipment South Kirkby and Moorthorpe
- Manufacture of other electrical equipment Ashington
- Private security activities Somerton
- Manufacture of other parts and accessories for motor vehicles Wilmslow
- Landscape service activities Biddulph
- Production of other rubber products Shaftesbury
- Marine fishing Torquay
- Steam and air conditioning supply Chertsey
- Manufacture of caravans Chickerell
- Manufacture of hollow glass Petworth
- Other retail sales of new goods in specialised stores, not commercial art galleries and opticians Pudsey
- Marine aquaculture Kirkby Stephen
- Manufacture of plastic plates, sheets, tubes and profiles Fordingbridge
- Satellite telecommunications activities East Cowes
- Manufacture of human-made fibres West Bromwich
- Raising of poultry Horsham
- Processing and preserving of fish, crustaceans and molluscs Hastings
- Grain milling Darlington
- Mining of iron ores Pateley Bridge
- Activities of racehorse owners Kings Lynn
- Tax consultancy Hartlepool
The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.
Equity Release Scheme Providers
What percentage can be released?
The more aged you are and the unhealthier you are, the more tax-free money you can release.
Aviva Lifetime Mortgages
More2Life Lifetime Mortgages
It is very regular to discover people looking for lump sum lifetime mortgages, lump sum lifetime mortgages or interest-only lifetime mortgages. However, Aviva like Fortify Insurance Solutions are keen to see evidence of your circumstances in the form of pension statements.
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- L&G Legal & General Flexible Max Plus
- Liverpool Victoria LV Equity Release Schemes
- Stonehaven Equity Release Scheme
- Age Partnership Interest Only Lifetime Mortgage
- Canada Life Interest Select Gold Flexi
- Hodge Indexed Lifetime Mortgage
- Pure Retirement Equity Release Plans
- Stonehaven Equity Release Plan
- Bridgewater Equity Release Schemes
- L&G Legal & General Flexible Plus Lifetime Mortgage
- Absolute Retirement Classic Voluntary Payment Super Lite
- Bridgewater Equity Release Plans
- Hodge Equity Release Schemes
- TSB Equity Release Plans
Areas of the UK where equity release is common
- Wembley
- Stanhope
- Burnham-on-Crouch
- Loftus
- Elstree and Borehamwood
- Stone
- Hungerford
- Corringham
- Bordon
- Chagford
- Redcar
- Rothwell
- East Ham
- Barton-upon-Humber
Disadvantages of Home Reversion Plans
Lump-sum lifetime mortgages can reduce the value of your estate. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a legal fee and some products expose you to changes in interest rates.
Flexible Lifetime Mortgage Product Summary– Issue Date 14/08/2019
Home Equity Release plans
Product variant:
Premier Flexible Black
Flexible Pink
Flexible Orange
Flexible Yellow
Flexible Green
Interest rates Fixed and Variable
Standard 3.36% MER 3.41% AER 3.45% MER 3.51% AER 3.45% MER 3.51% AER 3.62% MER 3.68% AER 3.76% MER 3.83% AER 2% Cashback N/A 3.65% MER 3.71% AER 3.65% MER 3.71% AER 3.81% MER 3.88% AER 3.96% MER 4.03% AER £599 Arrangement fee 3.32% MER 3.37% AER 3.42% MER 3.47% AER 3.42% MER 3.47% AER 3.58% MER 3.64% AER 3.73% MER 3.79% AER Flexible Turquoise 3.96% MER 4.03% AER 4.15% MER 4.23% AER 3.92% MER 3.99% AER Flexible Blue 4.46% MER 4.55% AER 4.65% MER 4.75% AER 4.42% MER 4.51% AER Flexible Navy 4.81% MER 4.92% AER 5.00% MER 5.12% AER 4.77% MER 4.88% AER Flexible Indigo 5.25% MER 5.38% AER 5.44% MER 5.58% AER 5.21% MER 5.34% AER Call us on 03330 048444 Lines are open 8.30am to 5.30pm Monday to Friday. Call charges will vary. Calls may be monitored and recorded.
Legal & General Home Finance Limited is a wholly-owned subsidiary of Legal & General Group plc. We are registered in England and Wales number 04896447. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Home Finance Limited is authorised and regulated by the Financial Conduct Authority.
